915 S Main St, Troy, MO 63379 Property Records

Lincoln County property record for 915 S Main St, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,092 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$122,500 (Apr 2018)
Tax Bill	$861 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-70-26-004-038-021.000`

Property Details

APN / Parcel Number

Primary APN	`15-70-26-004-038-021.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft
Flooring	Combination, Other

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Bungalow
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	915 S MAIN ST
City	TROY
State	MO
Zip	63379-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 398 BONFILS ADDN CIT OF TROY, PLAT 5/43; SECOND ST.
Legal Range	01W
Legal Township	49N
Legal Section	37
Legal Subdivision	BONFILS ADDN
Legal Lot Number	398
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1002
Census Tract	810305

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	915 S MAIN ST, TROY, MO 63379-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Apr 19, 2018	Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION
Oct 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANK OF OLD MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2018 · Amount on Record
Deed Sale	Apr 19, 2018 · Amount on Record
Deed Document Number	20183281
Deed Book / Page	2421 / 920
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	915 MAIN ST, TROY, MO 63379-1625
Transaction Type	Mortgage
Record Updated	Mar 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2458/197
Date	Jan 14, 2021
Book Page	2458/197
Instrument	2021000684

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 19, 2018
Property Address	915 MAIN ST, TROY, MO 63379-1625
Document Number	2421/0920
Book / Page	2421 / 0920
Instrument Date	Apr 19, 2018
Instrument	2018003281
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 MAIN ST, TROY, MO 63379-1625

Mortgage

Document Number	2018003282
Date	Apr 19, 2018
Instrument	2018003282

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	915 MAIN ST, TROY, MO 63379-1625
Transaction Type	Mortgage
Record Updated	Nov 22, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017009608
Date	Oct 11, 2017
Book Page	2416/0125
Instrument	2017009608

Lender

Name	BANK OF OLD MONROE
Type	Bank
Address	OLD MONROE, MO 63369

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,716 (-) Land $2,143 Building $11,573
2025	$861.00 (+9.82%)	$13,716 (+11.25%) Land $2,143 Building $11,573	$72,190 (+11.25%) Land $11,280 Building $60,910
2023	$784.00 (+4.53%)	$12,329 Land $1,429 Building $10,900	$64,890 Land $7,520 Building $57,370
2022	$750.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Systec Wireless Communications, T-Mobile, Wisper ISP.

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