8540 Lovers Ln, Toccoa, GA 30577 Property Records

Stephens County property record for 8540 Lovers Ln, Toccoa, GA 30577

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.18 acres (94,961 sqft)
Owner	Individual Name on Record
Tax Bill	$101 (2025)
Deeds & Mortgages	Jan 2019 Transfer Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`T32 002`

Property Details

APN / Parcel Number

Primary APN	`T32 002`
Alternative APNs	`780400` `98892`

Exterior

Lot Area	94,961 sqft (2.18 acres)
Terrain	Gentle Slope

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	780400
Street Address	LOVERS LN
City	TOCCOA
State	GA
Zip	30577
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS
Legal Description	TRACT 1 LOVERS LN
Legal Subdivision	0300 - PRIMARY - SF
Legal Tract	1
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	1
Census Block	1060
Census Tract	970102

Owner

Source: Stephens County records, as of March 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	362 STANCIL DR, TOCCOA, GA 30577-6409
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 5, 2003
Deed Sale	Aug 5, 2003
Prior Sale	Dec 1, 1993 · Amount on Record
Deed Book / Page	619 / 25
Last Transfer Date	Jul 6, 2016
Transfer Doc	0010940160
Record Updated	Jun 8, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Jan 15, 2019
Property Address	8540 LOVERS LN, TOCCOA, GA 30577-9857
Document Number	0011680363
Book / Page	001168 / 000363
Instrument Date	Jan 11, 2019
Transaction Type	Transfer
Record Updated	Feb 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LOVERS LN TOCCOA GA 30577, TOCCOA, GA 30577

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Aug 24, 2018
Property Address	8540 LOVERS LN, TOCCOA, GA 30577-9857
Document Number	0011580295
Book / Page	001158 / 000295
Instrument Date	Aug 17, 2018
Transaction Type	Transfer
Record Updated	Sep 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	LOVERS LN TOCCOA GA 30577, TOCCOA, GA 30577

Tax Assessment & Valuation

Source: Stephens County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$101.00 (-8.18%)	$3,697 (-) Land $3,697	$9,243 (-) Land $9,243
2023	$110.00	$3,697 (-) Land $3,697	$9,243 (-) Land $9,243
2022	$110.00	$3,697 Land $3,697	$9,243 Land $9,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 63% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Cable	500 / 50
Windstream DSL	200 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Point Broadband.

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