Schenectady County and Schenectady City property record for 848 Union St, Schenectady, NY 12308
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 2,248 sqft · built 1984 |
| Lot Size | 0.155 acres (6,732 sqft) |
| Owner | Company Name on Record |
| Last Sale | $62,000 (May 1996) |
| Tax Bill | $7,171 (2026) |
| Deeds & Mortgages | Feb 2022 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.74-2-17 |
| Primary APN | 421500 39.74-2-17 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,248 sqft Gross Area |
| Basement Area | 1,124 sqft |
| Unfinished Basement | 1,124 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 6,732 sqft (0.155 acres) |
| Lot Dimensions | 198 ft deep x 34 ft wide |
| Porch | Slab |
| Porch Area | 187 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 848 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3243 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 17.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1843 CENTRAL AVE, 276, ALBANY, NY 12205-4796 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 21, 1996 · Amount on Record |
| Deed Sale | May 21, 1996 · Amount on Record |
| Deed Book / Page | 1495 / 288 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 22, 2022 |
| Property Address | 848 UNION ST, SCHENECTADY, NY 12308-3243 |
| Document Number | 0000009345 |
| Book / Page | 2079 / 238 |
| Instrument Date | Nov 22, 2021 |
| Instrument | 202209345 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2022 |
| Title Company | PRIORITY 1 ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,560.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 NORMANSKILL PL, 504, SLINGERLANDS, NY 12159-9556 |
| Name | Verified Name |
|---|---|
| Address | 1843 CENTRAL AVE # 276, 276, ALBANY, NY 12205-4796 |
| Document Number | 0000009347 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 5203/172 |
| Instrument | 202209347 |
| Name | FINANCE OF AMERICA COMMERCIAL |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28210 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,171.00 (+0.53%) | ||
| 2025 | $7,133.00 (+5.93%) | $122,400 (-) Land $20,800 Building $101,600 | $202,683 (+30.82%) Land $34,443 Building $168,240 |
| 2023 | $122,400 (-) Land $20,800 Building $101,600 | $154,937 (+3.8%) Land $26,329 Building $128,608 | |
| 2022 | $122,400 Land $20,800 Building $101,600 | $149,268 Land $25,366 Building $123,902 | |
| 2021 | $6,734.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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