85258 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85258 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,067 sqft · built 2018
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Mar 2023)
Tax Bill	$11,872 (2025)
Deeds & Mortgages	Mar 2023 Sale Jun 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-2N-27-0721-0109-0000`

Property Details

APN / Parcel Number

Primary APN	`24-2N-27-0721-0109-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,067 sqft Heated Area
Gross Area	4,030 sqft
1st Floor Area	2,347 sqft
Upper Floors Area	720 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2018
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Garage Area	484 sqft

Exterior Amenities

Pool Area	341 sqft
Porch	Open Porch
Porch Area	401 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85258 CHAMPLAIN DR
City	FERNANDINA BEACH
State	FL
Zip	32034-9033
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 109 HAMPTON LAKES #2 PBK 8/165
Legal Range	27E
Legal Township	02N
Legal Section	24
Legal Subdivision	HAMPTON LAKES #2
Legal Lot Number	109
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2014
Census Tract	50309

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85258 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Warranty Deed, Transfer LANDMARK TITLE, LANDMARK TITLE LLC
Jun 3, 2021	Deed of Trust, Mortgage · Line of Credit QUORUM FEDERAL CU
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Apr 3, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage BANKERS MTG LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2023 · Amount on Record
Deed Sale	Mar 28, 2023 · Amount on Record
Deed Document Number	202345008679
Deed Book / Page	2627 / 1060
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 28, 2023
Property Address	85258 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033
Document Number	0026271060
Book / Page	2627 / 1060
Map Reference	MB 8 PG 165-167
Instrument Date	Mar 17, 2023
Instrument	202345008679
Transaction Type	Transfer
Record Updated	Apr 13, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$4,060.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2213 PENBROOK DR, FERNANDINA BEACH, FL 32034-7943

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85258 CHAMPLAIN DR, FERNANDINA, FL 32034-9033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85258 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85258 CHAMPION DRIVE, FERNANDINA BEACH, FL 32034

Mortgage

Document Number	0024670456
Date	Jun 3, 2021
Book Page	2467/456
Instrument	202145020671

Lender

Name	QUORUM FEDERAL CU
Type	Credit Union
Address	PURCHASE, NY 10577

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85258 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024141893
Date	Dec 9, 2020
Book Page	2414/1893
Instrument	202045039913

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

April 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 3, 2018
Property Address	85258 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9033
Document Number	0021870726
Book / Page	002187 / 000726
Instrument Date	Mar 30, 2018
Instrument	10079
Transaction Type	Subdivision Related Transfer
Record Updated	May 15, 2018
Title Company	TITLE MATTERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,144.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85258 CHAMPLAIN DR FERNANDINA BEACH FL 320349033, FERNANDINA BEACH, FL 32034-9033

Mortgage

Document Number	21870728
Date	Apr 3, 2018
Book Page	002187/000728
Instrument	10080

Lender

Name	BANKERS MTG LNDG
Type	Mortgage Company
Address	SUNRISE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,872.00 (+1.45%) Homeowner's exemption	$560,790 (+3.8%)	$613,117 (+7.6%) Land $75,000 Building $538,117
2024	$11,702.00 (+29.09%) Homeowner's exemption	$540,272 (+39.66%)	$569,821 (+3.62%) Land $75,000 Building $494,821
2023	$9,065.00 (+20.74%) Homeowner's exemption	$386,846 (+25.06%)	$549,890 (+37.07%) Land $75,000 Building $474,890
2022	$7,508.00 Homeowner's exemption	$309,321	$401,173 Land $68,250 Building $332,923

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

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