85255 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85255 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,652 sqft · built 2018
Lot Size	0.18 acres (7,848 sqft)
Owner	Individual Name on File
Last Sale	$560,000 (Jun 2023)
Tax Bill	$8,218 (2025)
Deeds & Mortgages	Jun 2023 Sale Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24-2N-27-0721-0015-0000`

Property Details

APN / Parcel Number

Primary APN	`24-2N-27-0721-0015-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,652 sqft Heated Area
Gross Area	3,588 sqft
1st Floor Area	2,652 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,848 sqft (0.18 acres)
Garage Area	692 sqft
Porch	Open Porch
Porch Area	244 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85255 CHAMPLAIN DR
City	FERNANDINA BEACH
State	FL
Zip	32034-9034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 15 HAMPTON LAKES #2 PBK 8/165
Legal Range	27E
Legal Township	02N
Legal Section	24
Legal Subdivision	HAMPTON LAKES #2
Legal Lot Number	15
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2012
Census Tract	50309

Owner

Source: Nassau County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 13, 2018	Deed of Trust, Mortgage · FHA Mortgage BANKERS MORTGAGE LENDING INC
Aug 23, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB
Jun 23, 2021	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 16, 2023 · Amount on Record
Deed Sale	Jun 16, 2023 · Amount on Record
Prior Sale	Aug 23, 2021 · Amount on Record
Deed Document Number	202345018309
Deed Book / Page	2648 / 341
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 16, 2023
Property Address	85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0026480341
Book / Page	2648 / 341
Map Reference	MB 8 PG 165-167
Instrument Date	Jun 15, 2023
Instrument	202345018309
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,920.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96096 HIDDEN MARSH LN, FERNANDINA BEACH, FL 32034-1654

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	TITLE MATTERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021830276
Date	Mar 13, 2018
Book Page	2183/0276
Instrument	201807872

Lender

Name	BANKERS MORTGAGE LENDING INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 23, 2021
Property Address	85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0024891599
Book / Page	2489 / 1599
Map Reference	MB 8 PG 165
Instrument Date	Aug 19, 2021
Instrument	202145031167
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,605.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034

Mortgage

Document Number	0024891601
Date	Aug 23, 2021
Instrument	2489/1601

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 23, 2021
Property Address	85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0024730187
Book / Page	2473 / 187
Map Reference	MB 8 PG 165-167
Instrument Date	Jun 22, 2021
Instrument	202145023521
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$2,974.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	775 WYNDHAM PLACE CIR, LAWRENCEVILLE, GA 30044-3690

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,218.00 (+0.81%) Homeowner's exemption	$376,652 (+2.9%)	$503,220 (+4.17%) Land $75,000 Building $428,220
2024	$8,152.00 (+201.93%) Homeowner's exemption	$366,037 (-21.33%)	$483,089 (+3.83%) Land $75,000 Building $408,089
2023	$2,700.00 (+2.23%) Disabled Person's exemption Veteran's exemption	$465,254 (+24.16%) Land $75,000 Building $390,254	$465,254 (+24.16%) Land $75,000 Building $390,254
2022	$2,641.00 Disabled Person's exemption Veteran's exemption	$374,733 Land $65,000 Building $309,733	$374,733 Land $65,000 Building $309,733

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber Intermediate Holdings, T-Mobile USA.

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