Nassau County property record for 85255 Champlain Dr, Fernandina Beach, FL 32034
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,652 sqft · built 2018 |
| Lot Size | 0.18 acres (7,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $560,000 (Jun 2023) |
| Tax Bill | $8,218 (2025) |
| Deeds & Mortgages | Jun 2023 Sale Mar 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-2N-27-0721-0015-0000 |
| Primary APN | 24-2N-27-0721-0015-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,652 sqft Heated Area |
| Gross Area | 3,588 sqft |
| 1st Floor Area | 2,652 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,848 sqft (0.18 acres) |
| Garage Area | 692 sqft |
| Porch | Open Porch |
| Porch Area | 244 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 85255 CHAMPLAIN DR |
|---|---|
| City | FERNANDINA BEACH |
| State | FL |
| Zip | 32034-9034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 15 HAMPTON LAKES #2 PBK 8/165 |
| Legal Range | 27E |
| Legal Township | 02N |
| Legal Section | 24 |
| Legal Subdivision | HAMPTON LAKES #2 |
| Legal Lot Number | 15 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 50309 |
Source: Nassau County records · APN 24-2N-27-0721-0015-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Mar 13, 2018 | Deed of Trust, Mortgage · FHA Mortgage BANKERS MORTGAGE LENDING INC |
| Aug 23, 2021 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Jun 23, 2021 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on Record |
| Deed Sale | Jun 16, 2023 · Amount on Record |
| Prior Sale | Aug 23, 2021 · Amount on Record |
| Deed Document Number | 202345018309 |
| Deed Book / Page | 2648 / 341 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 16, 2023 |
| Property Address | 85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034 |
| Document Number | 0026480341 |
| Book / Page | 2648 / 341 |
| Map Reference | MB 8 PG 165-167 |
| Instrument Date | Jun 15, 2023 |
| Instrument | 202345018309 |
| Transaction Type | Transfer |
| Record Updated | Jul 07, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 96096 HIDDEN MARSH LN, FERNANDINA BEACH, FL 32034-1654 |
| Name | Verified Name |
|---|---|
| Address | 85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | TITLE MATTERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0021830276 |
|---|---|
| Date | Mar 13, 2018 |
| Book Page | 2183/0276 |
| Instrument | 201807872 |
| Name | BANKERS MORTGAGE LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT LAUDERDALE, FL 33323 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Aug 23, 2021 |
| Property Address | 85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034 |
| Document Number | 0024891599 |
| Book / Page | 2489 / 1599 |
| Map Reference | MB 8 PG 165 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 202145031167 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 4343, SCOTTSDALE, AZ 85251-3347 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034 |
| Document Number | 0024891601 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 2489/1601 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Jun 23, 2021 |
| Property Address | 85255 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034 |
| Document Number | 0024730187 |
| Book / Page | 2473 / 187 |
| Map Reference | MB 8 PG 165-167 |
| Instrument Date | Jun 22, 2021 |
| Instrument | 202145023521 |
| Transaction Type | Transfer |
| Record Updated | Feb 29, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,974.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 775 WYNDHAM PLACE CIR, LAWRENCEVILLE, GA 30044-3690 |
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347 |
| Investor | Possibly a Property Investor |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,218.00 (+0.81%) Homeowner's exemption | $376,652 (+2.9%) | $503,220 (+4.17%) Land $75,000 Building $428,220 |
| 2024 | $8,152.00 (+201.93%) Homeowner's exemption | $366,037 (-21.33%) | $483,089 (+3.83%) Land $75,000 Building $408,089 |
| 2023 | $2,700.00 (+2.23%) Disabled Person's exemption Veteran's exemption | $465,254 (+24.16%) Land $75,000 Building $390,254 | $465,254 (+24.16%) Land $75,000 Building $390,254 |
| 2022 | $2,641.00 Disabled Person's exemption Veteran's exemption | $374,733 Land $65,000 Building $309,733 | $374,733 Land $65,000 Building $309,733 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), as of January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 223 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 223 in force |
| Nearby Flood Claims | 2 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: IQ Fiber Intermediate Holdings, T-Mobile USA.
Based on FCC filings for 105 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2454338, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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