85251 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85251 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,964 sqft · built 2017
Lot Size	0.183 acres (7,966 sqft)
Owner	2 Company Names on Record
Last Sale	$475,000 (Jun 2022)
Tax Bill	$7,216 (2025)
Deeds & Mortgages	Jun 2022 Sale Sep 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-2N-27-0721-0014-0000`

Property Details

APN / Parcel Number

Primary APN	`24-2N-27-0721-0014-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,964 sqft Living Area
Gross Area	2,390 sqft
1st Floor Area	1,964 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,966 sqft (0.183 acres)
Garage Type	Attached
Garage Area	426 sqft
Porch	Finished/Open Porch
Porch Area	258 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85251 CHAMPLAIN DR
City	FERNANDINA BEACH
State	FL
Zip	32034-9034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 14 HAMPTON LAKES #2 PBK 8/165
Legal Range	27E
Legal Township	02N
Legal Section	24
Legal Subdivision	HAMPTON LAKES
Legal Lot Number	14
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2012
Census Tract	50309

Owner

Source: Nassau County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	85251 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Warranty Deed, Transfer BLUE OCN TITLE, BLUE OCEAN TITLE
Sep 8, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2017	Special Warranty Deed, Transfer · Conventional Mortgage BANKERS MORTGAGE LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on Record
Deed Sale	Jun 24, 2022 · Amount on Record
Prior Sale	Nov 6, 2017 · Amount on Record
Deed Document Number	202222486
Deed Book / Page	2573 / 225
Last Transfer Date	Apr 10, 2024
Transfer Doc	0027051964
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 24, 2022
Property Address	85251 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0025730225
Book / Page	2573 / 225
Map Reference	MB 8 PG 165-167
Instrument Date	Jun 14, 2022
Instrument	202245022486
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	BLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85409 BERRYESSA WAY, 85409, FERNANDINA, FL 32034-7160

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86251 CHAMPLAIN DRIVE, FERNANDINA BEACH, FL 32034

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 8, 2020
Property Address	85251 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0023900326
Book / Page	002390 / 000326
Instrument Date	Sep 2, 2020
Instrument	45028296
Transaction Type	Transfer
Record Updated	Oct 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	85251 CHAMPLAIN DR FERNANDINA BEACH FL 320349034, FERNANDINA BEACH, FL 32034-9034

November 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 6, 2017
Property Address	85251 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0021551845
Book / Page	2155 / 1845
Map Reference	MB8 PG165-167
Instrument Date	Oct 30, 2017
Instrument	201732397
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	TITLE MATTERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8601 N SCOTTSDALE RD STE 225, 8601, PARADISE VALLEY, AZ 85253-2727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85251 CHAMPIAN DR, FERNANDINA BEACH, FL 32034

Mortgage

Document Number	0201732398
Date	Nov 6, 2017
Instrument	201732398

Lender

Name	BANKERS MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,216.00 (+1.01%)	$413,888 (+2.9%)	$421,021 (+3.98%) Land $75,000 Building $346,021
2024	$7,144.00 (+4%) Homeowner's exemption	$402,224 (+3%)	$404,910 (+3.69%) Land $75,000 Building $329,910
2023	$6,869.00 (+63.39%) Homeowner's exemption	$390,509 (+63.04%) Land $75,000 Building $315,509	$390,509 (+23.95%) Land $75,000 Building $315,509
2022	$4,204.00 Homeowner's exemption	$239,514	$315,051 Land $65,000 Building $250,051

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

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