85243 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85243 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,663 sqft · built 2018
Lot Size	0.232 acres (10,121 sqft)
Owner	Company Name on Record
Last Sale	$420,000 (May 2021)
Tax Bill	$9,870 (2025)
Deeds & Mortgages	Nov 2022 Transfer May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-2N-27-0721-0012-0000`

Property Details

APN / Parcel Number

Primary APN	`24-2N-27-0721-0012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,663 sqft Living Area
Gross Area	3,279 sqft
1st Floor Area	2,663 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,121 sqft (0.232 acres)
Garage Type	Attached
Garage Area	616 sqft
Porch	Unfinished Open Porch
Porch Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85243 CHAMPLAIN DR
City	FERNANDINA BEACH
State	FL
Zip	32034-9034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 12 HAMPTON LAKES #2 PBK 8/165
Legal Range	27E
Legal Township	02N
Legal Section	24
Legal Subdivision	HAMPTON LAKES
Legal Lot Number	12
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2012
Census Tract	50309

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	85243 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Quit Claim Deed, Transfer Quitclaim
May 7, 2021	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 15, 2018	Grant Deed, Transfer TITLE MATTERS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	May 15, 2018 · Amount on Record
Deed Document Number	202145017214
Deed Book / Page	2459 / 1834
Last Transfer Date	Nov 22, 2022
Transfer Doc	0026040989
Record Updated	Jun 8, 2026

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 23, 2022
Property Address	85243 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0026040989
Book / Page	2604 / 989
Map Reference	MB 8 PG 165-167
Instrument Date	Nov 22, 2022
Instrument	202245038937
Transaction Type	Transfer
Record Updated	Dec 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85243 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	85243 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 7, 2021
Property Address	85243 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0024591834
Book / Page	2459 / 1834
Map Reference	MB 8 PG 165-167
Instrument Date	Apr 30, 2021
Instrument	202145017214
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	RIVER CITY LAND TITLE LLC, RIVER CITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85243 CHAMPLAIN DR, 85243, FERNANDINA BEACH, FL 32034-9034

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85243 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034

Mortgage

Document Number	0024591836
Date	May 7, 2021
Instrument	2459/1836

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NASSAU FL
Recording Date	May 15, 2018
Property Address	85243 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9034
Document Number	0021961194
Book / Page	002196 / 001194
Instrument Date	May 11, 2018
Instrument	14999
Transaction Type	Transfer
Record Updated	Jun 1, 2018
Title Company	TITLE MATTERS LLC

Transaction

Amount	Amount Recorded
Tax	$2,263.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85243 CHAMPLAIN DR FERNANDINA BEACH FL 320349034, FERNANDINA BEACH, FL 32034-9034

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,870.00 (+0.76%) Homeowner's exemption	$430,399 (+2.9%)	$521,236 (+4.05%) Land $75,000 Building $446,236
2024	$9,796.00 (+4.52%) Homeowner's exemption	$418,269 (+3%)	$500,947 (+3.73%) Land $75,000 Building $425,947
2023	$9,372.00 (+10.22%) Homeowner's exemption	$406,086 (+8.16%)	$482,943 (+28.63%) Land $75,000 Building $407,943
2022	$8,503.00 Homeowner's exemption	$375,448 Land $65,000 Building $310,448	$375,448 Land $65,000 Building $310,448

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

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