85164 Saint Thomas St, Yulee, FL 32097 Property Records

Nassau County property record for 85164 Saint Thomas St, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,050 sqft · built 1996
Lot Size	0.242 acres (10,534 sqft)
Owner	Company Name on Record
Last Sale	$175,000 (Jun 2026)
Tax Bill	$2,399 (2025)
Deeds & Mortgages	Jun 2026 Sale & Line of Credit Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-2N-27-1270-0093-0000`

Property Details

APN / Parcel Number

Primary APN	`38-2N-27-1270-0093-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,050 sqft Living Area
Gross Area	1,468 sqft
1st Floor Area	1,050 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,534 sqft (0.242 acres)
Garage Type	Attached
Garage Area	418 sqft
Porch	Screened/Unfinished Porch
Porch Area	156 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85164 SAINT THOMAS ST
City	YULEE
State	FL
Zip	32097-6610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 93 IN OR 1833/1267 LOFTON OAKS @ YULEE HOME PARKS #1 PB 5/323-325
Legal Range	27E
Legal Township	02N
Legal Section	38
Legal Subdivision	LOFTON OAKS
Legal Lot Number	93
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1002
Census Tract	50304

Owner

Source: Nassau County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2618 GREGOR MCGREGOR BLVD, FERNANDINA BEACH, FL 32034-2247
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Line of Credit PINELAND BANK
Dec 22, 2021	Deed of Trust, Mortgage · USDA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Jan 7, 2013 · Amount on Record
Deed Document Number	202616931
Deed Book / Page	2873 / 344
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 4, 2026
Property Address	85164 SAINT THOMAS ST, YULEE, FL 32097-6610
Document Number	0000016931
Book / Page	2873 / 344
Instrument Date	Jun 4, 2026
Instrument	202616931
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	2618 GREGOR MCGREGOR BLVD, FERNANDINA BEACH, FL 32034-2247

Mortgage

Document Number	0000016932,
Date	Jun 4, 2026
Instrument	202616932

Lender

Name	PINELAND BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 4, 2051

Interest

Rate	6.23%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85164 SAINT THOMAS ST, YULEE, FL 32097-6610
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85164 SAINT THOMAS ST, YULEE, FL 32097-6610

Mortgage

Document Number	0025231739
Date	Dec 22, 2021
Book Page	2523/1739
Instrument	202145047065

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SANTA ANA, CA 92707

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,399.00 (+0.93%) Homeowner's exemption	$106,650 (+2.9%)	$197,238 (-7.53%) Land $55,000 Building $142,238
2024	$2,377.00 (+1.15%) Homeowner's exemption	$103,644 (+3%)	$213,305 (+18.38%) Land $50,000 Building $163,305
2023	$2,350.00 (+5.1%) Homeowner's exemption	$100,625 (+3%)	$180,186 (+14.1%) Land $50,000 Building $130,186
2022	$2,236.00 Homeowner's exemption	$97,694	$157,916 Land $50,000 Building $107,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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