85102 Saint Thomas St, Yulee, FL 32097 Property Records

Nassau County property record for 85102 Saint Thomas St, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1995
Lot Size	0.342 acres (14,938 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Sep 2018)
Tax Bill	$1,809 (2025)
Deeds & Mortgages	Jun 2019 Line of Credit Sep 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`38-2N-27-1270-0067-0000`

Property Details

APN / Parcel Number

Primary APN	`38-2N-27-1270-0067-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,520 sqft Heated Area
Gross Area	2,430 sqft
1st Floor Area	1,520 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,938 sqft (0.342 acres)
Garage Area	418 sqft
Porch	Open Porch
Porch Area	372 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85102 SAINT THOMAS ST
City	YULEE
State	FL
Zip	32097-6610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 67 IN OR 2222/396 LOFTON OAKS @ YULEE HOME PARKS #1 PB 5/323-325
Legal Range	27E
Legal Township	02N
Legal Section	38
Legal Subdivision	LOFTON OAKS YULEE HOME
Legal Lot Number	67
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1002
Census Tract	50304

Owner

85102 Saint Thomas St is owned and occupied by an individual who bought it in September 2018.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	85102 SAINT THOMAS ST, YULEE, FL 32097-6610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Sep 10, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2018 · Amount on File
Deed Sale	Sep 10, 2018 · Amount on File
Prior Sale	Dec 31, 2013 · Amount on File
Deed Document Number	201845027718
Deed Book / Page	2222 / 0396
Record Updated	Jun 8, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85102 SAINT THOMAS ST, YULEE, FL 32097-6610
Transaction Type	Mortgage
Record Updated	Jun 24, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022801599
Date	Jun 11, 2019
Book Page	2280/1599
Instrument	201945018407

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 10, 2018
Property Address	85102 SAINT THOMAS ST, YULEE, FL 32097-6610
Document Number	0022220396
Book / Page	002222 / 000396
Instrument Date	Sep 7, 2018
Instrument	45027718
Transaction Type	Transfer
Record Updated	Oct 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,302.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85102 SAINT THOMAS ST YULEE FL 320976610, YULEE, FL 32097-6610

Tax Assessment & Valuation

The 2025 property tax bill for 85102 Saint Thomas St was $1,809 with exemptions applied, up 1.8% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,809.00 (+1.8%) Homeowner's exemption Widower's exemption	$163,193 (+2.9%)	$249,027 (-8.84%) Land $55,000 Building $194,027
2024	$1,777.00 (+2.07%) Homeowner's exemption Widower's exemption	$158,594 (+3%)	$273,172 (+19.64%) Land $50,000 Building $223,172
2023	$1,741.00 (+7.07%) Homeowner's exemption Widower's exemption	$153,975 (+3%)	$228,337 (+17.32%) Land $50,000 Building $178,337
2022	$1,626.00 Homeowner's exemption Widower's exemption	$149,490	$194,626 Land $50,000 Building $144,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85102 Saint Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85102 Saint Thomas St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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