85135 Saint Thomas St, Yulee, FL 32097 Property Records

Nassau County property record for 85135 Saint Thomas St, Yulee, FL 32097

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,965 sqft · built 2017
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Jan 2022)
Tax Bill	$3,261 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`38-2N-27-0000-0014-0240`

Property Details

APN / Parcel Number

Primary APN	`38-2N-27-0000-0014-0240`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,965 sqft Living Area
1st Floor Area	1,965 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	54,450 sqft (1.25 acres)
Garage Type	Carport
Garage Area	600 sqft
Carport	Carport
Carport Area	600 sqft
Porch	Finished/Open Porch
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85135 SAINT THOMAS ST
City	YULEE
State	FL
Zip	32097-6611
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	PT OF JOHN D VAUGHAN GRANT SEC 38-2N-27E IN OR 2534/618
Legal Range	27E
Legal Township	02N
Legal Section	38
Legal Subdivision	VAUGHAN GRANT
Legal Block	240
Legal Lot Number	14
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1000
Census Tract	50304

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85135 SAINT THOMAS ST, YULEE, FL 32097-6611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Apr 28, 2021	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Nov 6, 2018	Warranty Deed, Transfer · VA Mortgage PROSPERITY HOME MORTGAGE LLC
Jun 20, 2018	Loan Modification, Mortgage · Conventional with PMI FIRST FSB/FL
Aug 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST FSB/FL
May 26, 2017	Warranty Deed, Transfer TWENTYFIRST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Nov 6, 2018 · Amount on Record
Deed Document Number	20223553
Deed Book / Page	2534 / 618
Prior Transfer Date	Nov 30, 2015
Prior Transfer Doc	0020160007
Record Updated	Jun 8, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jan 31, 2022
Property Address	85135 SAINT THOMAS ST, YULEE, FL 32097-6611
Document Number	0025340618
Book / Page	2534 / 618
Map Reference	MB 1523 PG 1358
Instrument Date	Jan 28, 2022
Instrument	202245003553
Transaction Type	Transfer
Record Updated	Feb 15, 2022
Title Company	TRADEMARK TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96053 PIEDMONT DR, 96053, FERNANDINA BEACH, FL 32034-8162

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85135 SAINT THOMAS ST, YULEE, FL 32097-6611

Mortgage

Document Number	0002534620
Date	Jan 31, 2022
Instrument	2534/620

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85135 SAINT THOMAS ST, YULEE, FL 32097-6611
Transaction Type	Mortgage
Record Updated	Jun 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024561675
Date	Apr 28, 2021
Book Page	2456/1675
Instrument	202145015687

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 6, 2018
Property Address	85135 SAINT THOMAS ST, YULEE, FL 32097-6611
Document Number	0022341531
Book / Page	2234 / 1531
Map Reference	MB 1523 PG 1358
Instrument Date	Oct 30, 2018
Instrument	201845034177
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85722 MINER RD, 85722, YULEE, FL 32097-6208

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85135 SAINT THOMAS ST, YULEE, FL 32097-6611

Mortgage

Document Number	201845034178
Date	Nov 6, 2018
Instrument	201845034178

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NASSAU FL
Property Address	85135 SAINT THOMAS ST, YULEE, FL 32097-6611
Document Number	0022061888
Instrument Date	Jun 20, 2018
Transaction Type	Mortgage
Record Updated	Jul 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85135 SAINT THOMAS ST YULEE FL 320976611, YULEE, FL 32097-6611

Mortgage

Document Number	0022061888
Date	Jun 29, 2018
Book Page	002206/001888
Instrument	20212

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Fixed Rate
Rate	5.5%

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 30, 2017
Property Address	85135 SAINT THOMAS ST, YULEE, FL 32097-6611
Document Number	0021430954
Book / Page	002143 / 000954
Instrument Date	Aug 25, 2017
Instrument	25856
Transaction Type	Construction Loan
Record Updated	Nov 18, 2017
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TR INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85135 SAINT THOMAS ST YULEE FL 32097, YULEE, FL 32097

Mortgage

Document Number	21430954
Date	Aug 30, 2017
Book Page	002143/000954
Instrument	25856

Lender

Name	FIRST FSB/FL
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 26, 2017
Property Address	85135 SAINT THOMAS ST, YULEE, FL 32097-6611
Document Number	0021220953
Book / Page	002122 / 000953
Instrument Date	May 25, 2017
Instrument	15645
Transaction Type	Transfer
Record Updated	Aug 20, 2018
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TR INC

Transaction

Amount	Amount Recorded
Tax	$315.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85698 MINER RD YULEE FL 32097, YULEE, FL 32097

Mortgage

Document Number	21220955
Date	May 26, 2017
Book Page	002122/000955
Instrument	15646

Lender

Name	TWENTYFIRST MTG
Type	Mortgage Company
Address	KNOXVILLE, TN 37902

Agreement

Amount	Amount Recorded
Term	276 Months
Due	May 25, 2040

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,261.00 (+1.4%) Homeowner's exemption	$252,822 (+2.9%)	$261,586 (+6.47%) Land $106,250 Building $155,336
2024	$3,216.00 (-24.72%) Homeowner's exemption	$245,697 (-20.11%) Land $100,000 Building $145,697	$245,697 (-20.11%) Land $100,000 Building $145,697
2023	$4,272.00 Homeowner's exemption	$307,540 (+35.78%) Land $100,000 Building $207,540	$307,540 (+35.78%) Land $100,000 Building $207,540
2022	Disabled Person's exemption Veteran's exemption	$226,506 Land $68,750 Building $157,756	$226,506 Land $68,750 Building $157,756

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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