85212 Saint Thomas St, Yulee, FL 32097 Property Records

Nassau County property record for 85212 Saint Thomas St, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,601 sqft · built 1995
Lot Size	0.237 acres (10,363 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Jun 2023)
Tax Bill	$3,310 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Oct 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`38-2N-27-1270-0090-0000`

Property Details

APN / Parcel Number

Primary APN	`38-2N-27-1270-0090-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,601 sqft Heated Area
Gross Area	2,095 sqft
1st Floor Area	1,613 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,363 sqft (0.237 acres)
Garage Area	361 sqft
Porch	Open Porch
Porch Area	53 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85212 SAINT THOMAS ST
City	YULEE
State	FL
Zip	32097-6612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 90 LOFTON OAKS @ YULEE HOME PARKS #1 PB 5/323-325
Legal Range	27E
Legal Township	02N
Legal Section	38
Legal Subdivision	LOFTON OAKS YULEE HOME
Legal Lot Number	90
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1002
Census Tract	50304

Owner

85212 Saint Thomas St is owned and occupied by an individual who bought it in June 2023.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	85212 SAINT THOMAS ST, YULEE, FL 32097-6612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Oct 6, 2017	Warranty Deed, Transfer BANK OF ENGLAND
Feb 28, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on File
Deed Sale	Jun 30, 2023 · Amount on File
Prior Sale	Oct 6, 2017 · Amount on File
Deed Document Number	202345019907
Deed Book / Page	2651 / 668
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 30, 2023
Property Address	85212 SAINT THOMAS ST, YULEE, FL 32097-6612
Document Number	0026510668
Book / Page	2651 / 668
Map Reference	MB 5 PG 323-325
Instrument Date	Jun 15, 2023
Instrument	202345019907
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	LANDMARK TITLE, LANDMARK TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,170.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	850 WINNBROOK DR, DACULA, GA 30019-2000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85212 SAINT THOMAS ST, YULEE, FL 32097-6612

Mortgage

Document Number	0002651670
Date	Jun 30, 2023
Instrument	2651/670

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 6, 2017
Property Address	85212 SAINT THOMAS ST, YULEE, FL 32097-6612
Document Number	0021500208
Book / Page	002150 / 000208
Instrument Date	Oct 3, 2017
Instrument	29123
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85212 SAINT THOMAS ST YULEE FL 320976612, YULEE, FL 32097-6612

Mortgage

Document Number	21500210
Date	Oct 6, 2017
Book Page	002150/000210
Instrument	29124

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 5, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 28, 2017
Property Address	85212 SAINT THOMAS ST, YULEE, FL 32097-6612
Document Number	0021030941
Book / Page	002103 / 000941
Instrument Date	Feb 27, 2017
Instrument	5904
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 ROYAL TERN RD FERNANDINA BEACH FL 320346433, FERNANDINA BEACH, FL 32034-6433

Tax Assessment & Valuation

The 2025 property tax bill for 85212 Saint Thomas St was $3,310 with a homeowner's exemption, down 12.3% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00 (-12.29%) Homeowner's exemption	$255,978 (-9.03%) Land $55,000 Building $200,978	$255,978 (-9.03%) Land $55,000 Building $200,978
2024	$3,774.00 (+141.61%) Homeowner's exemption	$281,394 (+104.27%) Land $50,000 Building $231,394	$281,394 (+26.41%) Land $50,000 Building $231,394
2023	$1,562.00 (+11.81%) Homeowner's exemption	$137,755 (+3%)	$222,613 (+16.32%) Land $50,000 Building $172,613
2022	$1,397.00 Homeowner's exemption	$133,743	$191,383 Land $50,000 Building $141,383

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 85212 Saint Thomas St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85212 Saint Thomas St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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