85134 Saint Thomas St, Yulee, FL 32097 Property Records

Nassau County property record for 85134 Saint Thomas St, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 999 sqft · built 1995
Lot Size	0.242 acres (10,558 sqft)
Owner	2 Company Names on Record
Last Sale	$221,500 (Aug 2024)
Tax Bill	$3,191 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-2N-27-1270-0095-0000`

Property Details

APN / Parcel Number

Primary APN	`38-2N-27-1270-0095-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	999 sqft Living Area
Gross Area	1,436 sqft
1st Floor Area	999 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,558 sqft (0.242 acres)
Garage Type	Attached
Garage Area	437 sqft
Porch	Screened/Unfinished Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85134 SAINT THOMAS ST
City	YULEE
State	FL
Zip	32097-6610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 95 LOFTON OAKS @ YULEE HOME PARKS #1 PB 5/323-325
Legal Range	27E
Legal Township	02N
Legal Section	38
Legal Subdivision	LOFTON OAKS
Legal Lot Number	95
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1002
Census Tract	50304

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	280 S RONALD REAGAN BLVD, LONGWOOD, FL 32750-5468
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Feb 8, 2019	Warranty Deed, Transfer · FHA Mortgage JET HOMELOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	Feb 8, 2019 · Amount on Record
Deed Document Number	202424557
Deed Book / Page	2734 / 1917
Prior Transfer Date	Feb 3, 2015
Prior Transfer Doc	0019601974
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85134 SAINT THOMAS ST, YULEE, FL 32097-6610
Transaction Type	Mortgage
Record Updated	Feb 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85134 SAINT THOMAS ST, YULEE, FL 32097-6610

Mortgage

Document Number	0025310089
Date	Jan 19, 2022
Book Page	2531/89
Instrument	202245002103

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 8, 2019
Property Address	85134 SAINT THOMAS ST, YULEE, FL 32097-6610
Document Number	0022531766
Book / Page	2253 / 1766
Map Reference	MB 5 PG 323-325
Instrument Date	Feb 7, 2019
Instrument	201945003663
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85194 AIRPLANE LN, 85194, YULEE, FL 32097-4307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85134 SAINT THOMAS ST, YULEE, FL 32097-6610

Mortgage

Document Number	201945003664
Date	Feb 8, 2019
Instrument	201945003664

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,191.00 (+101.96%)	$207,886 (+47.4%) Land $55,000 Building $152,886	$207,886 (-11.34%) Land $55,000 Building $152,886
2024	$1,580.00 (+2.07%) Homeowner's exemption	$141,038 (+3%)	$234,486 (+24.13%) Land $50,000 Building $184,486
2023	$1,548.00 (+11.77%) Homeowner's exemption	$136,930 (+3%)	$188,904 (+17.11%) Land $50,000 Building $138,904
2022	$1,385.00 Homeowner's exemption	$132,942	$161,298 Land $50,000 Building $111,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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