85 River Bend Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 85 River Bend Rd, Sparta, NC 28675 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage1,422 sqft Living Area
Lot Size30,928 sqft (0.71 acres)
OccupancyOwner Occupied
Last Sale$160,000 (2021)
Tax Bill$1,053.00 (2025)

Property Details

APN / Parcel Number

Primary APN3080578394
Alternative APN
  • 81065

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,422 sqft Living Area
1st Floor1,422 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1992
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area30,928 sqft (0.71 acres)
Parking Spaces2 Parking Spaces
Garage Area528 sqft Garage
Deck Area120 sqft Deck
Porch Area296 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number81065
Street Address85 RIVER BEND RD
CitySPARTA
StateNC
Zip28675-9647
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#9-E ALLGHNY MANOR
Legal SubdivisionALLEGHANY MANOR
Legal Block001
Legal Lot Number9-E
JurisdictionALLEGHANY NC
Minor Civil DivisionGAP CIVIL
Census Blockgroup2
Census Block2010
Census Tract950200

Owner

Source: Alleghany County records · APN 3080578394

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address85 RIVER BEND RD, SPARTA, NC 28675-9647
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 01, 2023Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jul 08, 2021Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2021 · Amount on Record
Deed SaleJul 08, 2021 · Amount on Record
Prior SaleJul 27, 2006 · Amount on Record
Deed Doc Number20211971
Deed Book / Page420 / 633
Record RefreshedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHANY NC
Property Address85 RIVER BEND RD, SPARTA, NC 28675-9647
Transaction TypeMortgage
Record UpdatedMay 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000436/302
DateMay 01, 2023
Book Page436/302
Instrument855
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressSPARTA, NC 28675
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateJul 08, 2021
Property Address85 RIVER BEND RD, SPARTA, NC 28675-9647
Document Number420/633
Book / Page420 / 633
Map ReferenceMB 5 PG 75
Instrument DateJul 02, 2021
Instrument1971
Transaction TypeTransfer
Record UpdatedJul 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$320.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1887, SPARTA, NC 28675-1887

Transferred To (Grantee/Buyer)

NameVerified Name
Address85 RIVER BEND RD, SPARTA, NC 28675-9647

Mortgage

Document Number1972
DateJul 08, 2021
Instrument1972
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueAug 01, 2041

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$156,100 (+2.43%) Land $28,600 Building $127,500$156,100 (+2.43%) Land $28,600 Building $127,500
2025$1,053.00
2023$152,400 Land $28,600 Building $123,800$152,400 Land $28,600 Building $123,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Alleghany County (37005C), updated July 16, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire LikelihoodAbout 1 in 1,190 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Bend Rd

Nearby Streets

Search Property Records by Address or Parcel Number