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43 River Bend Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 43 River Bend Rd, Sparta, NC 28675

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,828 sqft · built 1984
Lot Size1.67 acres (72,745 sqft)
Owner2 Individuals on Record
Last Sale$300,000 (Nov 2021)
Tax Bill$1,576 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3080576583

Property Details

APN / Parcel Number

Primary APN3080576583
Alternative APN
  • 81432

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,828 sqft Living Area
1st Floor Area2,028 sqft
Basement Area2,028 sqft
Unfinished Basement2,028 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick
Lot Area72,745 sqft (1.67 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area120 sqft
Deck Area16 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number81432
Street Address43 RIVER BEND RD
CitySPARTA
StateNC
Zip28675-9647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description#7-E ALLGHNY MANOR
Legal SubdivisionALLEGHANY MANOR
Legal Block001
Legal Lot Number7-E
JurisdictionALLEGHANY NC
Township / Civil DivisionGAP CIVIL
Census Block Group2
Census Block2010
Census Tract950200

Owner

Source: Alleghany County assessment roll, as of August 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individuals on Record
Mailing Address43 RIVER BEND RD, SPARTA, NC 28675-9647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleFeb 4, 2016 · Amount on Record
Deed Document Number20213298
Deed Book / Page424 / 395
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateNov 12, 2021
Property Address43 RIVER BEND RD, SPARTA, NC 28675-9647
Document Number000424/395
Book / Page424 / 395
Map ReferenceMB 5 PG 75
Instrument DateNov 10, 2021
Instrument3298
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1723 BUCKNER CT, 1723, LEXINGTON, KY 40504-2377

Transferred To (Grantee/Buyer)

NameVerified Name
Address3W8 HAVERSTOCK HILL, CARSON CITY, NV 89713-0001

Mortgage

Document Number0000003299
DateNov 12, 2021
Instrument3299
Lender
NameZILLOW HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2036

Tax Assessment & Valuation

Source: Alleghany County assessment roll, as of August 15, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$235,800 (-) Land $33,400 Building $202,400$235,800 (-) Land $33,400 Building $202,400
2025$1,576.00
2023$235,800 Land $33,400 Building $202,400$235,800 Land $33,400 Building $202,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJun 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPARTA
serves 1,900 people · EPA ID NC0103010
Water SourcePurchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb
Copper2.05 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber		2,000 / 2,000

Cell Coverage

4G LTE only, no 5G reported

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