114 River Bend Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 114 River Bend Rd, Sparta, NC 28675

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,112 sqft · built 1985
Lot Size0.84 acres (36,590 sqft)
OwnerIndividual Name on File
Last Sale$185,000 (Jun 2021)
Tax Bill$1,158 (2025)
Deeds & MortgagesAug 2023 Sale
Jun 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3080670033

Property Details

APN / Parcel Number

Primary APN3080670033
Alternative APNs
  • 3080579182
  • 80965

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area2,112 sqft Living Area
1st Floor Area2,112 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleRanch
Exterior MaterialOther
Lot Area36,590 sqft (0.84 acres)
Garage Area576 sqft
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number80965
Street Address114 RIVER BEND RD
CitySPARTA
StateNC
Zip28675-9647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description#14-E ALLGHNY MANOR
Legal SubdivisionALLEGHANY MANOR
Legal Block001
Legal Lot Number14-E
JurisdictionALLEGHANY NC
Township / Civil DivisionGAP CIVIL
Census Block Group2
Census Block2010
Census Tract950200

Owner

Source: Alleghany County records · APN 3080670033

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address114 RIVER BEND RD, SPARTA, NC 28675-9647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 01, 2023Warranty Deed, Transfer
Jun 03, 2021Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 03, 2021 · Amount on Record
Deed SaleJun 03, 2021 · Amount on Record
Prior SaleJul 18, 2007 · Amount on Record
Deed Document Number20211609
Deed Book / Page419 / 495
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateAug 01, 2023
Property Address114 RIVER BEND RD, SPARTA, NC 28675-9647
Document Number000438/557
Book / Page438 / 557
Map ReferenceMB 12 PG 440
Instrument DateJul 18, 2023
Instrument1636
Transaction TypeTransfer
Record UpdatedJan 13, 2026

Transaction

AmountAmount Recorded
Tax$18.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 236, SPARTA, NC 28675-0236

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 RIVER BEND RD, SPARTA, NC 28675-9647

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateJun 03, 2021
Property Address114 RIVER BEND RD, SPARTA, NC 28675-9647
Document Number419/495
Book / Page419 / 495
Map ReferenceMB 12 PG 108
Instrument DateJun 01, 2021
Instrument1609
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$370.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address114 RIVER BEND RD, SPARTA, NC 28675-9647

Mortgage

Document Number1610
DateJun 03, 2021
Instrument1610
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2051

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$169,100 (+1,357.76%) Land $29,200 Building $139,900$169,100 (-) Land $29,200 Building $139,900
2025$1,158.00$11,600 (-93.14%) Land $11,600
2023$169,100 Land $29,200 Building $139,900$169,100 (+1,357.76%) Land $29,200 Building $139,900
2021$11,600 Land $11,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJun 2013 · river or lake flooding

Wildfire

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Loretto Telephone Company
Fiber
2,000 / 2,000

Based on FCC filings for 38 locations within half a mile of this property.

Cell Coverage

4G LTE only, no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF SPARTA
serves 1,900 people
Water SourcePurchased surface water from VIRGINIA CAROLINA WATER AUTHORITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb
Copper2.05 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Apr 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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