13 River Bend Rd, Sparta, NC 28675 Property Records

Alleghany County property record for 13 River Bend Rd, Sparta, NC 28675 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1995
Square Footage3,932 sqft Living Area
Lot Size22,651 sqft (0.52 acres)
OccupancyOwner Occupied
Last Sale$310,000 (2019)
Tax Bill$1,947.00 (2025)

Property Details

APN / Parcel Number

Primary APN3080575224
Alternative APN
  • 76876

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms8 Rooms
Building Area3,932 sqft Living Area
1st Floor2,432 sqft 1st Floor
Basement Area2,432 sqft Basement
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1995
Architectural StyleRanch Style
Exterior MaterialBrick Exterior
Lot Area22,651 sqft (0.52 acres)
Parking Spaces2 Parking Spaces
Garage Area624 sqft Garage
Deck AreaDeck Area
Patio Area192 sqft Patio
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHeat Pump Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number76876
Street Address13 RIVER BEND RD
CitySPARTA
StateNC
Zip28675-9647
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description#6-E ALLGHNY MANOR
Legal SubdivisionALLEGHANY MANOR
Legal Block001
Legal Lot Number6-E
JurisdictionALLEGHANY NC
Minor Civil DivisionGAP CIVIL
Census Blockgroup2
Census Block2010
Census Tract950200

Owner

Source: Alleghany County records · APN 3080575224

Assessment roll updated August 15, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13 RIVER BEND RD, SPARTA, NC 28675-9647
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2019Deed of Trust, Mortgage · Stand Alone Refinance
QUICKEN LOANS INC
Mar 26, 2019Warranty Deed, Transfer · Stand Alone First Mortgage
BRANCH BANKING AND TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 26, 2019 · Amount on Record
Deed SaleMar 26, 2019 · Amount on Record
Deed Doc Number2019570
Deed Book / Page398 / 1308
Record RefreshedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALLEGHANY NC
Property Address13 RIVER BEND RD, SPARTA, NC 28675-9647
Transaction TypeMortgage
Record UpdatedOct 30, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number402/1441
DateOct 03, 2019
Book Page402/1441
Instrument2074
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALLEGHANY NC
Recording DateMar 26, 2019
Property Address13 RIVER BEND RD, SPARTA, NC 28675-9647
Document Number398/1308
Book / Page398 / 1308
Instrument DateMar 19, 2019
Instrument570
Transaction TypeTransfer
Record UpdatedJul 09, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 83, SPARTA, NC 28675-0083

Mortgage

Document Number00398/1312
DateMar 26, 2019
Book Page398/1312
Instrument571
Lender
NameBRANCH BANKING AND TRUST CO
TypeBank
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

Tax Assessment & Valuation

Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAlleghany County
Unified School DistrictAlleghany County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$295,000 (-) Land $27,600 Building $267,400$295,000 (-) Land $27,600 Building $267,400
2025$1,947.00
2023$295,000 Land $27,600 Building $267,400$295,000 Land $27,600 Building $267,400

Flood & Wildfire

13 River Bend Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Alleghany County (37005C), updated July 16, 2025

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
46th percentile of exposed land nationally · 67th in North Carolina
Wildfire LikelihoodModerate — about 1 in 1,190 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on River Bend Rd

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