Alleghany County property record for 109 River Bend Rd, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,132 sqft · built 1983 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (Feb 2008) |
| Tax Bill | $1,556 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3080670303 |
| Primary APN | 3080670303 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,132 sqft Living Area |
| 1st Floor Area | 2,132 sqft |
| Attic | Attic |
| Attic Area | 2,220 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Lot Area | 34,848 sqft (0.8 acres) |
| Garage Type | Mixed |
| Garage Area | 2,220 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Porch Area | 240 sqft |
| Deck Area | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8994 |
|---|---|
| Street Address | 109 RIVER BEND RD |
| City | SPARTA |
| State | NC |
| Zip | 28675-9647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | #10-E ALLGHNY MANOR |
| Legal Subdivision | ALLEGHANY MANOR |
| Legal Block | 001 |
| Legal Lot Number | 10-E |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | GAP CIVIL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 950200 |
Source: Alleghany County records · APN 3080670303
Assessment roll updated August 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 392, SPARTA, NC 28675-0392 |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 22, 2008 · Amount on Record |
| Deed Sale | Feb 22, 2008 · Amount on Record |
| Deed Document Number | 2008453 |
| Deed Book / Page | 315 / 1315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Property Address | 109 RIVER BEND RD, SPARTA, NC 28675-9647 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 109 RIVER BEND RD, SPARTA, NC 28675-9647 |
| Document Number | 000439/631 |
|---|---|
| Date | Sep 19, 2023 |
| Book Page | 439/631 |
| Instrument | 2036 |
| Name | FIRST COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SPARTA, NC 28675 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Alleghany County records · Assessment roll updated August 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,100 (+9.91%) Land $29,000 Building $226,100 | $255,100 (+9.91%) Land $29,000 Building $226,100 | |
| 2025 | $1,556.00 | ||
| 2023 | $232,100 Land $29,000 Building $203,100 | $232,100 Land $29,000 Building $203,100 |
Source: FEMA National Flood Hazard Layer as of July 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Jun 2013 · river or lake flooding |
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Loretto Telephone Company Fiber | 2,000 / 2,000 |
Based on FCC filings for 38 locations within half a mile of this property.
4G LTE only, no 5G reported
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