85 2nd St, Elgin, IL 60123 Property Records

Kane County property record for 85 2nd St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1968
Square Footage1,540 sqft Living Area
Lot Size13,770 sqft (0.316 acres)
OccupancyOwner Occupied
Last Sale$215,000 (2017)
Tax Bill$6,256.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-15-351-012

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,540 sqft Living Area
1st Floor1,540 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Lot Area13,770 sqft (0.316 acres)
Depth X Width153 ft x 90 ft Depth x Width
Parking Spaces4 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemCentral Cooling
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address85 2ND ST
CityELGIN
StateIL
Zip60123-5910
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWALTER G MCINTOSH COS FOX RIVER GARDENS LOTS 82, 83, & 84 BLOCK 1
Legal SubdivisionWALTER G MCINTOSH COS FOX RIVER GARDENS
Legal Block1
Legal Lot Number82,83
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup3
Census Block3037
Census Tract851904

Owner

Source: Kane County records · APN 06-15-351-012

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address85 2ND ST, ELGIN, IL 60123-5910
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2019Quit Claim Deed, Transfer
Quitclaim Document
Jul 19, 2017Warranty Deed, Transfer · Conventional Mortgage
MIDWEST COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2017 · Amount on Record
Deed SaleJul 19, 2017 · Amount on Record
Prior SaleNov 27, 2013 · Amount on Record
Deed Doc Number201737296
Last Transfer DateFeb 13, 2019
Transfer Doc0000007434
Record RefreshedSep 20, 2026

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateFeb 26, 2019
Property Address85 2ND ST, ELGIN, IL 60123-5910
Document Number0000007434
Instrument DateFeb 13, 2019
Instrument7434
Transaction TypeTransfer
Record UpdatedMar 07, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address85 2ND ST ELGIN IL 601235910, ELGIN, IL 60123-5910

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 19, 2017
Property Address85 2ND ST, ELGIN, IL 60123-5910
Document Number0000037296
Instrument DateJul 12, 2017
Instrument2017K037296
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address85 2ND ST, 85, ELGIN, IL 60123-5910

Transferred To (Grantee/Buyer)

NameVerified Name
Address6N991 TUTTLE PL, SAINT CHARLES, IL 60175-6850

Mortgage

Document Number0000037297
DateJul 19, 2017
Instrument2017K037297
Lender
NameMIDWEST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,256.00 (+5.59%) Homeowner's exemption Senior Citizen's exemption
2024$90,483 (+21.4%) Land $17,610 Building $72,873$271,558 (+21.44%) Land $52,851 Building $218,706
2022$5,925.00 (+4.59%) Homeowner's exemption$74,536 (+6.96%) Land $14,506 Building $60,030$223,608 (+6.96%) Land $43,518 Building $180,090
2021$5,665.00 Homeowner's exemption$69,686 Land $13,562 Building $56,124$209,058 Land $40,686 Building $168,372

Nearby Properties on 2nd St

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