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115 2nd St, Elgin, IL 60123 Property Records

Kane County property record for 115 2nd St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,018 sqft · built 1920
Lot Size0.211 acres (9,180 sqft)
Owner2 Individual Names on File
Last Sale$130,000 (Oct 2018)
Tax Bill$4,052 (2025)
Deeds & MortgagesMar 2020 Transfer
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-15-351-015

Property Details

APN / Parcel Number

Primary APN06-15-351-015

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,018 sqft Living Area
1st Floor Area1,018 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area9,180 sqft (0.211 acres)
Lot Dimensions153 ft deep x 60 ft wide
Garage TypeDetached
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address115 2ND ST
CityELGIN
StateIL
Zip60123-5973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALTER G MCINTOSH COS FOX RIVER GARDENS LOTS 77 & 78 BLOCK 1
Legal SubdivisionWALTER G MCINTOSH COS FOX RIVER GARDENS
Legal Block1
Legal Lot Number77,78
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3037
Census Tract851904

Owner

Source: Kane County records · APN 06-15-351-015

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address115 2ND ST, ELGIN, IL 60123-5973
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
Oct 23, 2018Warranty Deed, Transfer · Conventional Mortgage
ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2018 · Amount on Record
Deed SaleOct 23, 2018 · Amount on Record
Deed Document Number201851805
Last Transfer DateMar 06, 2020
Transfer Doc0000013158
Record UpdatedSep 20, 2026

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMar 13, 2020
Property Address115 2ND ST, ELGIN, IL 60123-5973
Document Number0000013158
Instrument DateMar 06, 2020
Instrument13158
Transaction TypeTransfer
Record UpdatedJun 23, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address115 2ND ST ELGIN IL 601235973, ELGIN, IL 60123-5973

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateOct 23, 2018
Property Address115 2ND ST, ELGIN, IL 60123-5973
Document Number0000051805
Instrument DateOct 12, 2018
Instrument2018K051805
Transaction TypeTransfer
Record UpdatedAug 05, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$130.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address115 2ND ST, 115, ELGIN, IL 60123-5973

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 2ND ST, ELGIN, IL 60123-5974

Mortgage

Document Number0000051806
DateOct 23, 2018
Instrument2018K051806
Lender
NameASSOCIATED BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2038

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,052.00 (+15.77%) Homeowner's exemption
2024$56,430 (+21.39%) Land $17,044 Building $39,386$169,358 (+21.44%) Land $51,152 Building $118,205
2022$3,500.00 (+5.04%) Homeowner's exemption$46,485 (+6.96%) Land $14,040 Building $32,445$139,455 (+6.96%) Land $42,120 Building $97,335
2021$3,332.00 Homeowner's exemption$43,460 Land $13,126 Building $30,334$130,380 Land $39,378 Building $91,002

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 297 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Opiquad, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

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