106 2nd St, Elgin, IL 60123 Property Records

Kane County property record for 106 2nd St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details1 ba · 800 sqft · built 1958
Lot Size0.427 acres (18,600 sqft)
Owner2 Individual Names on Record
Tax Bill$4,941 (2025)
Deeds & MortgagesApr 2024 Sale
Flood ZoneZone X (minimal risk)
APN06-16-477-024

Property Details

APN / Parcel Number

Primary APN06-16-477-024

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area800 sqft Living Area
1st Floor Area800 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area18,600 sqft (0.427 acres)
Garage TypeDetached
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address106 2ND ST
CityELGIN
StateIL
Zip60123-5974
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOX RIVER HILLS MAP 4 LOT 13
Legal SubdivisionFOX RIVER HILLS
Legal Block3
Legal Lot Number13
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3036
Census Tract851904

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address106 2ND ST, ELGIN, IL 60123-5974
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateNov 22, 2024
Transfer Doc0000001684
Record UpdatedSep 20, 2026

April 2024: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateApr 11, 2024
Property Address106 2ND ST, ELGIN, IL 60123-5974
Document Number0000011893
Map ReferenceMB 29 PG 33
Instrument DateMay 19, 2023
Instrument2024K011893
Transaction TypeTransfer
Record UpdatedApr 17, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address106 2ND ST # D, D, ELGIN, IL 60123-5974
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,941.00 (+15.82%)$72,951 (+8.57%) Land $22,723 Building $50,228$218,941 (+8.57%) Land $68,196 Building $150,744
2024$67,192 (+21.39%) Land $20,929 Building $46,263$201,657 (+21.44%) Land $62,812 Building $138,845
2022$4,266.00 (+4.84%) Homeowner's exemption$55,351 (+6.96%) Land $17,241 Building $38,110$166,053 (+6.96%) Land $51,723 Building $114,330
2021$4,069.00 Homeowner's exemption$51,749 Land $16,119 Building $35,630$155,247 Land $48,357 Building $106,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: Fox Valley Internet.

Nearby Properties on 2nd St

Nearby Streets

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