105 2nd St, Elgin, IL 60123 Property Records

Kane County property record for 105 2nd St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,204 sqft · built 1940
Lot Size0.211 acres (9,180 sqft)
OwnerCompany Name on File
Last Sale$125,000 (Jun 2021)
Tax Bill$6,945 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-15-351-014

Property Details

APN / Parcel Number

Primary APN06-15-351-014

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,204 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area9,180 sqft (0.211 acres)
Lot Dimensions153 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address105 2ND ST
CityELGIN
StateIL
Zip60123-5973
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWALTER G MCINTOSH COS FOX RIVER GARDENS LOTS 79 & 80 BLOCK 1
Legal SubdivisionWALTER G MCINTOSH COS FOX RIVER GARDENS
Legal Block1
Legal Lot Number79,80
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3037
Census Tract851904

Owner

Source: Kane County records · APN 06-15-351-014

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address18704 IL ROUTE 176, MARENGO, IL 60152-9472
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Quit Claim Deed, Transfer · Line of Credit
BPL MORTGAGE TRUST LLC
Jun 30, 2021Deed of Trust, Mortgage · Conventional Mortgage
JOAN COURIS IRA
Jun 23, 2021Warranty Deed, Transfer
OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 23, 2021 · Amount on Record
Deed SaleJun 23, 2021 · Amount on Record
Prior SaleSep 05, 2008
Deed Document Number202147995
Last Transfer DateOct 13, 2021
Transfer Doc0000026111
Record UpdatedSep 20, 2026

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateMay 16, 2022
Property Address105 2ND ST, ELGIN, IL 60123-5973
Document Number0000026111
Instrument DateOct 13, 2021
Instrument2022K026111
Transaction TypeTransfer
Record UpdatedMay 20, 2022
Title CompanyBURNETT TITLE, BURNET TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18704 IL ROUTE 176, MARENGO, IL 60152-9472

Mortgage

Document Number0000026112
DateMay 16, 2022
Instrument2022K026112
Lender
NameBPL MORTGAGE TRUST LLC
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address105 2ND ST, ELGIN, IL 60123-5973
Transaction TypeMortgage
Record UpdatedJul 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000050220
DateJun 30, 2021
Instrument2021K050220
Lender
NameJOAN COURIS IRA
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJun 23, 2021
Property Address105 2ND ST, ELGIN, IL 60123-5973
Document Number0000047995
Instrument DateMay 05, 2021
Instrument2021K047995
Transaction TypeTransfer
Record UpdatedJul 09, 2021
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

AmountAmount Recorded
Tax$125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18704 IL ROUTE 176, MARENGO, IL 60152-9472

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,945.00 (+3.5%)
2024$6,710.00 (+12.06%)$84,081 (+21.39%) Land $17,044 Building $67,037$252,344 (+21.44%) Land $51,152 Building $201,191
2022$5,988.00 (+3.96%)$69,263 (+6.96%) Land $14,040 Building $55,223$207,789 (+6.96%) Land $42,120 Building $165,669
2021$5,760.00$64,756 Land $13,126 Building $51,630$194,268 Land $39,378 Building $154,890

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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