70 2nd St, Elgin, IL 60123 Property Records

Kane County property record for 70 2nd St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,057 sqft · built 1957
Lot Size	0.478 acres (20,832 sqft)
Owner	2 Individual Names on File
Last Sale	$229,000 (Sep 2021)
Tax Bill	$4,568 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-16-477-021`

Property Details

APN / Parcel Number

Primary APN	`06-16-477-021`

Interior

Building Area	1,057 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	20,832 sqft (0.478 acres)
Lot Dimensions	186 ft deep x 112 ft wide

Location & Zoning

Street Address	70 2ND ST
City	ELGIN
State	IL
Zip	60123-5943
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOX RIVER HILLS MAP 4 LOT 10
Legal Subdivision	FOX RIVER HILLS
Legal Block	3
Legal Lot Number	10
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3036
Census Tract	851904

Owner

Source: Kane County records · APN 06-16-477-021

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	70 2ND ST, ELGIN, IL 60123-5943
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Deed Document Number	202169230
Prior Transfer Date	Nov 02, 1994
Prior Transfer Doc	0000010611
Record Updated	Sep 20, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Sep 10, 2021
Property Address	70 2ND ST, ELGIN, IL 60123-5943
Document Number	0000069230
Map Reference	MAP 4
Instrument Date	Aug 25, 2021
Instrument	2021K069230
Transaction Type	Transfer
Record Updated	Sep 15, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$229.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 2ND ST, ELGIN, IL 60123-5943
Investor	Possibly a Property Investor

Mortgage

Document Number	0000069231
Date	Sep 10, 2021
Instrument	2021K069231

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,568.00 (+15.79%) Homeowner's exemption
2024		$62,525 (+21.4%) Land $16,708 Building $45,817	$187,650 (+21.44%) Land $50,144 Building $137,506
2022	$3,945.00 (-8.17%) Homeowner's exemption	$51,505 (+6.96%) Land $13,763 Building $37,742	$154,515 (+6.96%) Land $41,289 Building $113,226
2021	$4,296.00	$48,153 Land $12,867 Building $35,286	$144,459 Land $38,601 Building $105,858

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.