849 W River Rd, Champlin, MN 55316 Property Records

Hennepin County property record for 849 W River Rd, Champlin, MN 55316

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.75 ba · 1,012 sqft · built 1958
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Jun 2025)
Tax Bill	$2,901 (2025)
Deeds & Mortgages	Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-120-21-11-0033`

Property Details

APN / Parcel Number

Primary APN	`30-120-21-11-0033`

Interior

Bedrooms	4 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
Gross Area	1,822 sqft
1st Floor Area	1,012 sqft
Basement Area	810 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	125 ft deep x 99 ft wide
View / Lot	Lake
Garage Type	Detached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	849 W RIVER RD
City	CHAMPLIN
State	MN
Zip	55316-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 061 T SUNNY BANKS FARM THE SWLY 200 FT OF LOT 61 AND OF THE SELY 1/2 OF LOT 62 EX HWY SW 99X125
Legal Range	21
Legal Township	120
Legal Section	30
Legal Quarter	11
Legal Subdivision	SUNNY BANKS FARM
Legal Block	1
Legal Lot Number	61
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	1
Census Block	1005
Census Tract	26906

Owner

Source: Hennepin County records · APN 30-120-21-11-0033

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	849 W RIVER RD, CHAMPLIN, MN 55316-1457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 20, 2025 · Amount on Record
Deed Sale	Jun 20, 2025 · Amount on Record
Prior Sale	Mar 10, 2025 · Amount on Record
Deed Document Number	20256142193
Record Updated	Sep 20, 2026

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 23, 2019
Property Address	849 W RIVER RD, CHAMPLIN, MN 55316-1457
Document Number	0T05638818
Instrument Date	Aug 09, 2019
Instrument	T05638818
Transaction Type	Transfer
Record Updated	May 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$643.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	849 W RIVER RD, CHAMPLIN, MN 55316-1457

Mortgage

Document Number	0T05638819
Date	Aug 23, 2019
Instrument	T05638819

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,901.00 (-34.28%)	$256,600 (-0.5%) Land $92,000 Building $164,600	$256,600 (-0.5%) Land $92,000 Building $164,600
2024	$4,414.00 (-15.57%)	$257,900 (+1.94%) Land $95,000 Building $162,900	$257,900 (+1.94%) Land $95,000 Building $162,900
2023	$5,228.00 Homeowner's exemption
2022		$253,000 Land $96,000 Building $157,000	$253,000 Land $96,000 Building $157,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530269061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1986)
Most Recent Claim	Jun 1986 · tidal / storm surge

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 262 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Gateway Fiber Holdings.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	Champlin serves 23,919 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.