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8447 Charente Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8447 Charente Ct, Fair Oaks, CA 95628 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,797 sqft · built 2016
Lot Size0.122 acres (5,313 sqft)
Owner2 Individual Names on File
Last Sale$656,000 (Sep 2022)
Tax Bill$8,652 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Aug 2022 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN249-0400-095-0000

Property Details

APN / Parcel Number

Primary APN249-0400-095-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,797 sqft Living Area
1st Floor Area1,119 sqft
2nd Floor Area1,678 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCustom Design
Construction TypeWood
Roof MaterialOther
Lot Area5,313 sqft (0.122 acres)
Garage Area416 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address8447 CHARENTE CT
CityFAIR OAKS
StateCA
Zip95628-2681
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTALMONT PHASE 2, LOT 81
Legal SubdivisionTALMONT PHASE 2
Legal Lot Number81
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2015
Census Tract8122

Owner

Source: Sacramento County records · APN 249-0400-095-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8447 CHARENTE CT, FAIR OAKS, CA 95628-2681
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 05, 2022Grant Deed, Transfer
NOT AVAILABLE, SPRUCE
Oct 25, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2022 · Amount on Record
Deed SaleSep 27, 2022 · Amount on Record
Prior SaleAug 05, 2022 · Amount on Record
Deed Book / Page20220927 / 707
Record UpdatedSep 20, 2026

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 27, 2022
Property Address8447 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number0000000707
Map ReferenceMB 381 PG 9
Instrument DateSep 19, 2022
Instrument2022092700707
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyTICOR TITLE COMPANY/CA, TICOR TITLE COMPANY OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address8447 CHARENTE CT, FAIR OAKS, CA 95628-2681

Mortgage

Document Number0000000708
DateSep 27, 2022
Instrument2022092700708
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateAug 05, 2022
Property Address8447 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number0000000449
Map ReferenceMB 381 PG 9
Instrument DateAug 02, 2022
Instrument2022080500449
Transaction TypeTransfer
Record UpdatedAug 17, 2023
Title CompanyNOT AVAILABLE, SPRUCE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address8447 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number1911040328
Instrument DateOct 25, 2019
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyWFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address8447 CHARENTE CT FAIR OAKS CA 956282681, FAIR OAKS, CA 95628-2681

Mortgage

Document Number1911040328
DateNov 04, 2019
Instrument1911040328
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
Unified School DistrictSan Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$696,151 (+2%) Land $191,017 Building $505,134
2025$8,652.00 (+0.9%) Homeowner's exemption$682,502 (+4.04%) Land $187,272 Building $495,230
2024$8,575.00 (+3.03%)
2023$8,323.00 (+23.54%) Homeowner's exemption$656,000 Land $180,000 Building $476,000
2022$6,737.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670081222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 7 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies7 in force
7 of 7 on primary residences
Nearby Flood Claims3 (1995)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 1995, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, Mud Flows
Flood Events
  • Severe Winter Storms, Flooding, Landslides, Mud Flows (Jan 1995), 3 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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