8345 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8345 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,336 sqft · built 2016
Owner	Individual Name on Record
Last Sale	$174,000 (Jun 2019)
Tax Bill	$946 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.260`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.260`
Alternative APN	`303834`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,336 sqft Living Area
1st Floor Area	1,336 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Porch	Open Porch
Porch Area	147 sqft
Utility Building	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	303834
Street Address	8345 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233000003260
Legal Subdivision	RYAN RIDGE 5 CORR
Legal Block	D
Legal Lot Number	23
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3040
Census Tract	5503

Owner

Source: Montgomery County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8345 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 24, 2019	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jul 31, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Aug 1, 2017	Warranty Deed, Mortgage · FHA Mortgage ANCHOR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Document Number	0052490406
Deed Book / Page	5249 / 0406
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8345 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055800125
Date	Apr 16, 2021
Book Page	5580/125

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jun 24, 2019
Property Address	8345 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Document Number	0052490406
Book / Page	005249 / 000406
Instrument Date	Jun 19, 2019
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8345 RYAN RIDGE LOOP MONTGOMERY AL 361173873, MONTGOMERY, AL 36117-3873

Mortgage

Document Number	52490407
Date	Jun 24, 2019
Book Page	005249/000407

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Jul 31, 2017
Property Address	8345 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Document Number	0049970428
Book / Page	004997 / 000428
Instrument Date	Jul 31, 2017
Instrument	171452
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8354 REGN RIDGE LOOP MONTGOMERY AL 36117, MONTGOMERY, AL 36117

August 2017: Warranty Deed, Mortgage

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Aug 1, 2017
Property Address	8345 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3873
Document Number	0049970428
Book / Page	4997 / 428
Instrument Date	Jul 27, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8345 RYAN RIDGE LOOP MONTGOMERY AL 361173873, MONTGOMERY, AL 36117-3873

Mortgage

Document Number	49970429
Date	Aug 1, 2017
Book Page	004997/000429

Lender

Name	ANCHOR MTG
Type	Mortgage Company
Address	MONTGOMERY, AL 36106-2874

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$946.00 (+11.82%) Homeowner's exemption	$20,160 (+11.44%) Land $3,500 Building $16,660	$201,600 (+11.44%) Land $35,000 Building $166,600
2023	$846.00 Homeowner's exemption	$18,090 Land $3,500 Building $14,590	$180,900 Land $35,000 Building $145,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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