8403 Placida Rd, #3-407, Placida, FL 33946 Property Records

Charlotte County property record for 8403 Placida Rd, #3-407, Placida, FL 33946

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 996 sqft · built 2007
Lot Size	0.041 acres (1,771 sqft)
Owner	Trust Name on File
Last Sale	$180,000 (Jul 2019)
Tax Bill	$2,016 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jul 2023 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`412034626132`

Property Details

APN / Parcel Number

Primary APN	`412034626132`
Alternative APNs	`412034776036` `10004661260`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	25 Units
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Lot Area	1,771 sqft (0.041 acres)

Location & Zoning

Account Number	412034776036
Street Address	8403 PLACIDA RD, 3-407
City	PLACIDA
State	FL
Zip	33946-2413
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RMF12
Legal Description	CAPE HAZE RESORT B 3/5 PH1 BLDG3 UN407 3165/642 3812/1059 4039/88 PR18-MAS LOA4302/1741 4315/1511 4455/938 4738/902
Legal Range	20E
Legal Township	41S
Legal Section	34
Legal Subdivision	CAPE HAZE RESORT B 3/5 PH1
Legal Tract	CHZ
Jurisdiction	CHARLOTTE FL
Township / Civil Division	GROVE CITY-ROTONDA
Census Block Group	1
Census Block	1015
Census Tract	30505

Owner

8403 Placida Rd, #3-407 is owner-occupied and held in a trust since March 2021.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	Trust Name on File
Mailing Address	8403 PLACIDA RD, 407, PLACIDA, FL 33946-2443
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage ENGLEWOOD BANK & TRUST
Jul 13, 2023	Deed of Trust, Mortgage · Line of Credit ENGLEWOOD BANK & TRUST
Apr 1, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 1, 2019	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
May 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Dec 22, 2015 · Amount on File
Deed Document Number	20192722602
Deed Book / Page	4455 / 938
Last Transfer Date	Mar 30, 2021
Transfer Doc	0047380902
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	8403 PLACIDA RD # 3-407, 3-407, PLACIDA, FL 33946-2413
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003286182
Date	Jul 3, 2023
Instrument	3286182

Lender

Name	ENGLEWOOD BANK & TRUST
Type	Bank
Address	ENGLEWOOD, FL 34223

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Jun 25, 2043

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	8403 PLACIDA RD # 3-407, 3-407, PLACIDA, FL 33946-2413
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8403 PLACIDA RD 407, 407, PLACIDA, FL 33946-2443

Mortgage

Document Number	0003290466
Date	Jul 13, 2023
Instrument	3290466

Lender

Name	ENGLEWOOD BANK & TRUST
Type	Bank
Address	ENGLEWOOD, FL 34223

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Jun 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Apr 1, 2021
Property Address	8403 PLACIDA RD # 3-407, 3-407, PLACIDA, FL 33946-2413
Document Number	0047380902
Book / Page	4738 / 902
Map Reference	MB 17 PG 1A-1E
Instrument Date	Mar 30, 2021
Instrument	2924662
Transaction Type	Transfer
Record Updated	Aug 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8403 PLACIDA RD UNIT 407, 407, PLACIDA, FL 33946-2443

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 1, 2019
Property Address	8403 PLACIDA RD UNIT 407, 407, PLACIDA, FL 33946-2443
Document Number	0044550938
Book / Page	4455 / 0938
Map Reference	MB 3136 PG 1501
Instrument Date	Jun 28, 2019
Instrument	2722602
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1572, PIGEON FORGE, TN 37868-1572

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8403 ROAD #407 # 407, 407, PLACIDA, FL 33946

Mortgage

Document Number	0004455940
Date	Jul 1, 2019
Instrument	4455/940

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 16, 2018
Property Address	8403 PLACIDA RD UNIT 407, 407, PLACIDA, FL 33946-2443
Document Number	0043151511
Book / Page	004315 / 001511
Instrument Date	May 14, 2018
Instrument	2612805
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,057.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 1572 PIGEON FORGE TN 378681572, PIGEON FORGE, TN 37868-1572

Tax Assessment & Valuation

The 2025 property tax bill for 8403 Placida Rd, #3-407 was $2,016 with a homeowner's exemption, down 21.1% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,016.00 (-21.13%) Homeowner's exemption	$172,102	$198,951 Building $198,951
2024	$2,556.00 (+351.59%)
2023	$566.00 (-76.74%) Homeowner's exemption	$16,238 (-89.7%)	$23,705 (-86%)
2022	$2,433.00 Homeowner's exemption	$157,651	$169,320 Building $169,320

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8403 Placida Rd, #3-407 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 211 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,031 units insured incl. 820 condo units
Nearby Flood Claims	85 (2022–2024)
Claims Outside the SFHA	1 of 85
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 50 claims Hurricane Helene, Sep 2024 · 12 claims Hurricane Ian, Sep 2022 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8403 Placida Rd, #3-407 is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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