84 S Main St, Smithsburg, MD 21783 Property Records

Washington County property record for 84 S Main St, Smithsburg, MD 21783 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,092 sqft · built 2007
Lot Size	0.194 acres (8,469 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Nov 2017)
Tax Bill	$2,301 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-035454`

Property Details

APN / Parcel Number

Primary APN	`07-035454`
Alternative APN	`035454`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,092 sqft Total Area
Basement Area	572 sqft
Finished Basement	572 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,469 sqft (0.194 acres)
Garage Type	Basement
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	24 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	035454
Street Address	84 S MAIN ST
City	SMITHSBURG
State	MD
Zip	21783-1951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 0.19 ACRES 84 S MAIN ST SMITHSBURG
Legal Subdivision	HOMES MYERS
Legal Lot Number	3
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	4
Census Block	4042
Census Tract	11301

Owner

Source: Washington County records · APN 07-035454

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	84 S MAIN ST, SMITHSBURG, MD 21783-1951
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 22, 2017 · Amount on Record
Deed Sale	Nov 22, 2017 · Amount on Record
Prior Sale	Oct 25, 2007 · Amount on Record
Deed Document Number	20175640-0041
Deed Book / Page	5640 / 41
Record Updated	Sep 20, 2026

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Nov 22, 2017
Property Address	84 S MAIN ST, SMITHSBURG, MD 21783-1951
Document Number	0056400041
Book / Page	5640 / 0041
Map Reference	FO5449
Instrument Date	Nov 14, 2017
Instrument	5640-0041
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	84 S MAIN ST, SMITHSBURG, MD 21783-1951

Mortgage

Document Number	56400047
Date	Nov 22, 2017
Instrument	5640-0047

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2032

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Smithsburg Town
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,800 (+10.31%)	$330,000 (-) Land $53,400 Building $276,600
2025	$2,301.00 (+10.41%) Homeowner's exemption	$273,600 (+16.62%)	$330,000 (+34.47%) Land $53,400 Building $276,600
2023	$2,084.00 Homeowner's exemption	$234,600	$245,400 Land $53,400 Building $192,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Washington County (24043C), updated August 14, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240430113014, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 128 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Fiber	2,000 / 2,000
Schurz Communications	Cable	1,300 / 50

May also be available at this address: Schurz Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.