79 S Main St, Smithsburg, MD 21783 Property Records

Washington County property record for 79 S Main St, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,267 sqft · built 1958
Lot Size	0.379 acres (16,500 sqft)
Owner	Company Name on Record
Last Sale	$420,000 (Jun 2025)
Tax Bill	$3,881 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Jan 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-007043`

Property Details

APN / Parcel Number

Primary APN	`07-007043`
Alternative APN	`007043`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,267 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Stone
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,500 sqft (0.379 acres)
Lot Dimensions	165 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	84 sqft
Shed	1 Shed
Shed Area	468 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	007043
Street Address	79 S MAIN ST
City	SMITHSBURG
State	MD
Zip	21783-1952
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 100X165 .37 ACRE 79 S MAIN ST S MAIN ST EXT
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	4
Census Block	4018
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	21616 KELSO DR, HAGERSTOWN, MD 21742-9317
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2023	Deed of Trust, Mortgage · Line of Credit WASHINGTON COUNTY TEACHERS FCU
Jan 27, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Oct 20, 2005 · Amount on Record
Deed Book / Page	7715 / 418
Prior Transfer Date	Jan 26, 2023
Prior Transfer Doc	0071840244
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	79 S MAIN ST, SMITHSBURG, MD 21783-1952
Transaction Type	Mortgage
Record Updated	Nov 6, 2023
Title Company	PASSPORT TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073450218
Date	Oct 27, 2023
Book Page	7345/218

Lender

Name	WASHINGTON COUNTY TEACHERS FCU
Type	Credit Union
Address	HAGERSTOWN, MD 21742

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 26, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Jan 27, 2023
Property Address	79 S MAIN ST, SMITHSBURG, MD 21783-1952
Document Number	0071840244
Book / Page	7184 / 244
Instrument Date	Jan 26, 2023
Transaction Type	Transfer
Record Updated	Feb 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 S MAIN ST, SMITHSBURG, MD 21783-1952

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MD
Recording Date	Nov 15, 2022
Property Address	79 S MAIN ST, SMITHSBURG, MD 21783-1952
Document Number	0071460071
Book / Page	7146 / 71
Instrument Date	Nov 14, 2022
Transaction Type	Transfer
Record Updated	Nov 23, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	79 S MAIN ST, SMITHSBURG, MD 21783-1952

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,881.00 (+5.32%)	$374,833 (+5.33%)	$393,800 (-) Land $63,200 Building $330,600
2025	$3,685.00 (+5.65%)	$355,867 (+19.27%)	$393,800 (+16.89%) Land $63,200 Building $330,600
2024	$3,488.00 (+12.41%)
2023	$3,103.00	$298,367	$336,900 Land $63,200 Building $273,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Antietam Cable Cable · Fiber in parts of the area	1,300 / 50

May also be available: Verizon.

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