Washington County property record for 76 S Main St, Smithsburg, MD 21783
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,302 sqft · built 1915 |
| Lot Size | 0.402 acres (17,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $123,000 (Dec 1997) |
| Tax Bill | $2,226 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-007361 |
| Primary APN | 07-007361 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,302 sqft Total Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 17,500 sqft (0.402 acres) |
| Lot Dimensions | 140 ft deep x 125 ft wide |
| Porch | Slab |
| Porch Area | 426 sqft |
| Deck Area | 288 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 007361 |
|---|---|
| Street Address | 76 S MAIN ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | LOT 125X140 .40 AC 76 S MAIN ST |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 11301 |
Source: Washington County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 76 S MAIN ST, SMITHSBURG, MD 21783-1951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 1997 · Amount on Record |
| Deed Sale | Dec 19, 1997 · Amount on Record |
| Prior Sale | Nov 22, 1991 · Amount on Record |
| Deed Document Number | 1997816 |
| Deed Book / Page | 1378 / 848 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 76 S MAIN ST, SMITHSBURG, MD 21783-1951 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0060070480 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 6007/0480 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Washington County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $300,233 (+12.08%) | $332,600 (-) Land $57,200 Building $275,400 | |
| 2025 | $2,226.00 (+10.53%) Homeowner's exemption | $267,867 (+19.89%) | $332,600 (+41.23%) Land $57,200 Building $275,400 |
| 2023 | $2,014.00 Homeowner's exemption | $223,433 | $235,500 Land $57,200 Building $178,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Antietam Cable Cable · Fiber in parts of the area | 1,300 / 50 |
May also be available: Verizon.
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