108 S Main St, Smithsburg, MD 21783 Property Records

Washington County property record for 108 S Main St, Smithsburg, MD 21783

Property Summary

Property Type	Single Family Home
Details	1 ba · 704 sqft · built 1946
Lot Size	0.348 acres (15,156 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Oct 2021)
Tax Bill	$2,094 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-008600`

Property Details

APN / Parcel Number

Primary APN	`07-008600`
Alternative APN	`008600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	704 sqft Total Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Block
Roof Material	Composition Shingle
Lot Area	15,156 sqft (0.348 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Patio Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008600
Street Address	108 S MAIN ST
City	SMITHSBURG
State	MD
Zip	21783-1948
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	.35 ACRES 108 S MAIN ST
Jurisdiction	WASHINGTON MD
Township / Civil Division	7, SMITHSBURG
Census Block Group	4
Census Block	4044
Census Tract	11301

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1690 RENAISSANCE COMMONS BLVD, 1516, BOYNTON BEACH, FL 33426-7213
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2021	Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Feb 2, 2021	Deed, Transfer PASSPORT TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 15, 2021 · Amount on Record
Deed Sale	Oct 15, 2021 · Amount on Record
Prior Sale	Feb 2, 2021 · Amount on Record
Deed Book / Page	6794 / 228
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Oct 15, 2021
Property Address	108 S MAIN ST, SMITHSBURG, MD 21783-1948
Document Number	0067940228
Book / Page	6794 / 228
Instrument Date	Sep 27, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	MIDDLETOWN VALLEY TITLE ESCROW LL, MIDDLETOWN VAEY T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006794234
Date	Oct 15, 2021
Instrument	6794/234

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Feb 2, 2021
Property Address	108 S MAIN ST, SMITHSBURG, MD 21783-1948
Document Number	0065010407
Book / Page	6501 / 407
Instrument Date	Jan 29, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	PASSPORT TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	4007 BELGRAVE CIR, FREDERICK, MD 21704-7255

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,094.00 (+5.02%)	$202,200 (+4.98%)	$211,800 (-) Land $62,500 Building $149,300
2025	$1,994.00 (+17.85%)	$192,600 (+18.33%)	$211,800 (+15.74%) Land $62,500 Building $149,300
2023	$1,692.00	$162,767	$183,000 Land $62,500 Building $120,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018
Water Source	Purchased surface water from CITY OF HAGERSTOWN
Last State Inspection	Mar 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Antietam Cable Cable · Fiber in parts of the area	1,300 / 50

May also be available: Verizon.

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