Washington County property record for 100 S Main St, Smithsburg, MD 21783
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,016 sqft · built 1989 |
| Lot Size | 0.445 acres (19,384 sqft) |
| Owner | Company Name on Record |
| Last Sale | $67,200 (Apr 2000) |
| Tax Bill | $8,100 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-020791 |
| Primary APN | 07-020791 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,016 sqft Total Area |
| 1st Floor Area | 3,024 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 19,384 sqft (0.445 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Canopy | 520 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Sewer | Connected |
| Account Number | 020791 |
|---|---|
| Street Address | 100 S MAIN ST |
| City | SMITHSBURG |
| State | MD |
| Zip | 21783-1948 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Local Zoning Code | TC |
| Legal Description | PARCEL A .445 ACRES 100 S MAIN ST FIRST UNITED BANK &TRUST |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 7, SMITHSBURG |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 11301 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 12892 GARRETT HWY, 9, OAKLAND, MD 21550-4005 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2000 · Amount on Record |
| Deed Sale | Apr 17, 2000 · Amount on Record |
| Prior Sale | May 23, 1988 · Amount on Record |
| Deed Document Number | 20009712 |
| Deed Book / Page | 1565 / 188 |
| Record Updated | Oct 29, 2026 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Smithsburg Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,100.00 (+0.17%) | $889,100 (+0.17%) | $890,600 (-) Land $193,800 Building $696,800 |
| 2025 | $8,086.00 (-0.26%) | $887,600 (+0.17%) | $890,600 (+0.51%) Land $193,800 Building $696,800 |
| 2023 | $8,107.00 | $886,100 Land $193,800 Building $692,300 | $886,100 Land $193,800 Building $692,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF SMITHSBURG DISTRIBUTION SYSTEM serves 2,500 people · EPA ID MD0210018 |
|---|---|
| Water Source | Purchased surface water from CITY OF HAGERSTOWN |
| Last State Inspection | Mar 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Antietam Cable Cable · Fiber in parts of the area | 1,300 / 50 |
May also be available: Verizon.
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