Morgan County property record for 55 Mountain Cove Dr, Trinity, AL 35673
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,011 sqft · built 2023 |
| Lot Size | 0.406 acres (17,691 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Oct 2023) |
| Tax Bill | $2,502 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-04-19-0-000-011.032 |
| Primary APN | 02-04-19-0-000-011.032 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,011 sqft Living Area |
| 1st Floor Area | 2,011 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,691 sqft (0.406 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 133976 |
|---|---|
| Street Address | 55 MOUNTAIN COVE DR |
| City | TRINITY |
| State | AL |
| Zip | 35673-5842 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 25 MOUNTAIN COVE SUBDIVISION MAP BOOK 2007 PAGE 16 SEC 19, T5S, R5W |
| Legal Range | 5W |
| Legal Township | 5S |
| Legal Section | 19 |
| Legal Subdivision | MOUNTAIN COVE |
| Legal Lot Number | 25 |
| Jurisdiction | MORGAN AL |
| Township / Civil Division | DECATUR |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 5101 |
Source: Morgan County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 4, 2025 | Deed of Trust, Mortgage · Partial Claim Mortgage LAKEVIEW LOAN SERVICING LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SECURE ONE CAPITAL CORP |
| Aug 16, 2023 | Deed of Trust, Mortgage · Line of Credit RIVER BANK & TRUST |
| Oct 13, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 13, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 13, 2023 · Amount on Record |
| Deed Sale | Oct 13, 2023 · Amount on Record |
| Prior Sale | Dec 22, 2016 · Amount on Record |
| Deed Book / Page | 2023 / 9039 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 55 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 55 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Document Number | 2025/50007 |
|---|---|
| Date | Dec 4, 2025 |
| Book Page | 2025/50007 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Partial Claim Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 55 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2021/13299 |
|---|---|
| Date | Mar 10, 2021 |
| Book Page | 2021/13299 |
| Name | SECURE ONE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | COSTA MESA, CA 92626 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN AL |
| Property Address | 55 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2023 |
| Name | Verified Name |
|---|---|
| Address | 55 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Document Number | 2023/26326 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 2023/26326 |
| Name | RIVER BANK & TRUST |
|---|---|
| Type | Bank |
| Address | DECATUR, AL 35601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Oct 13, 2023 |
| Property Address | 55 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Document Number | 02023/9039 |
| Book / Page | 2023 / 9039 |
| Map Reference | MB 2007 PG 16 |
| Instrument Date | Oct 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 WILLOW BANK CIR, DECATUR, AL 35603-7804 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Document Number | 2023/33564 |
|---|---|
| Date | Oct 13, 2023 |
| Book Page | 2023/33564 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN AL |
| Recording Date | Oct 13, 2023 |
| Property Address | 55 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Document Number | 02023/9039 |
| Book / Page | 2023 / 9039 |
| Map Reference | MB 2007 PG 16 |
| Instrument Date | Oct 12, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 145 WILLOW BANK CIR, DECATUR, AL 35603-7804 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 MOUNTAIN COVE DR, TRINITY, AL 35673-5842 |
| Document Number | 0202333564 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 2023/33564 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Morgan County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Morgan County |
| Municipality | Trinity City |
| Unified School District | Morgan County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,502.00 (+163.37%) | $29,510 (+24.67%) Land $6,200 Building $23,310 | $295,100 (+24.67%) Land $62,000 Building $233,100 |
| 2024 | $23,670 (-1.05%) Land $2,750 Building $20,920 | $236,700 (-1.05%) Land $27,500 Building $209,200 | |
| 2023 | $950.00 (-2.76%) Homeowner's exemption | $23,920 (-1.6%) Land $2,750 Building $21,170 | $239,200 (-1.6%) Land $27,500 Building $211,700 |
| 2022 | $977.00 Homeowner's exemption | $24,310 Land $2,750 Building $21,560 | $243,100 Land $27,500 Building $215,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRINITY WATER WORKS SYSTEM serves 2,844 people · EPA ID AL0001091 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FlashFiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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