837 Floyd St, Fleming Island, FL 32003 Property Records

Clay County property record for 837 Floyd St, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,899 sqft · built 1990
Lot Size0.507 acres (22,128 sqft)
OwnerIndividual Name on File
Last Sale$219,000 (May 2017)
Tax Bill$2,937 (2025)
Deeds & MortgagesSep 2020 Mortgage
May 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN38-05-26-014865-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014865-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,899 sqft Heated Area
Gross Area2,646 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area22,128 sqft (0.507 acres)
Lot Dimensions123 ft deep x 180 ft wide
Garage Area483 sqft

Exterior Amenities

Pool Area392 sqft
PorchPorch
Porch Area15 sqft
Patio Area224 sqft
Storage Building99 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address837 FLOYD ST
CityFLEMING ISLAND
StateFL
Zip32003-8716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 22-24 BLK 10 FLEMING ISLANESTATE AS REC O R 3973 PG 651
Legal Range26
Legal Township05
Legal Section38
Legal SubdivisionFLEMING ISLAND ESTATES
Legal Block10
Legal Lot Number22-24 23
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2017
Census Tract30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address837 FLOYD ST, FLEMING ISLAND, FL 32003-8716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST OPTION MORTGAGE LLC
May 16, 2017Warranty Deed, Transfer · Conventional Mortgage
TRUSTLINE MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 16, 2017 · Amount on File
Deed SaleMay 16, 2017 · Amount on File
Deed Document Number2017024666
Deed Book / Page3973 / 0651
Record UpdatedJun 8, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address837 FLOYD ST, FLEMING ISLAND, FL 32003-8716
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address837 FLOYD ST, FLEMING ISLAND, FL 32003-8716

Mortgage

Document Number0043492116
DateSep 3, 2020
Book Page4349/2116
Instrument2020045613
Lender
NameFIRST OPTION MORTGAGE LLC
TypeMortgage Company
AddressATLANTA, GA 30339
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMay 16, 2017
Property Address837 FLOYD ST, FLEMING ISLAND, FL 32003-8716
Document Number0039730651
Book / Page3973 / 0651
Map ReferenceMB4 PG61&62
Instrument DateMay 15, 2017
Instrument2017024666
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1222 RALEIGH RIDGE DR, 1222, JACKSONVILLE, FL 32225-4565

Transferred To (Grantee/Buyer)

NameVerified Name
Address75127 MORNING GLEN CT, YULEE, FL 32097-0638

Mortgage

Document Number2017024667
DateMay 16, 2017
Instrument2017024667
Lender
NameTRUSTLINE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2047

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,937.00 (-3.99%) Homeowner's exemption$232,763 (+5.99%)$370,242 (-3.44%) Land $150,000 Building $220,242
2023$3,059.00 (+17.97%) Homeowner's exemption$219,616 (+12%)$383,446 (+40.1%) Land $150,000 Building $233,446
2022$2,593.00 Homeowner's exemption$196,094$273,691 Land $90,000 Building $183,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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