Clay County property record for 817 Floyd St, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,240 sqft · built 2017 |
| Lot Size | 0.168 acres (7,361 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $264,900 (Mar 2017) |
| Tax Bill | $3,810 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Mar 2018 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014866-001-00 |
| Primary APN | 38-05-26-014866-001-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Heated Area |
| Gross Area | 2,786 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,361 sqft (0.168 acres) |
| Lot Dimensions | 123 ft deep x 60 ft wide |
| Garage Area | 420 sqft |
| Pool Area | 390 sqft |
| Porch | Porch |
| Porch Area | 126 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 817 FLOYD ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-8716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 26 BLK 10 FLEMING ISL ESTATES AS REC O R 3956 PG 629 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISL ESTATES |
| Legal Block | 10 |
| Legal Lot Number | 26 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 30701 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 817 FLOYD ST, FLEMING ISLAND, FL 32003-8716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Mar 16, 2018 | Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS |
| Mar 24, 2017 | Grant Deed, Subdivision Related Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2017 · Amount on Record |
| Deed Sale | Mar 24, 2017 · Amount on Record |
| Deed Document Number | 0003956629 |
| Deed Book / Page | 3956 / 629 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 817 FLOYD ST, FLEMING ISLAND, FL 32003-8716 |
| Document Number | 0042991001 |
| Instrument Date | Apr 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 817 FLOYD ST FLEMING ISLAND FL 320038716, FLEMING ISLAND, FL 32003-8716 |
| Document Number | 0042991001 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 004299/001001 |
| Instrument | 19475 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 817 FLOYD ST, FLEMING ISLAND, FL 32003-8716 |
| Document Number | 0040811427 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2018 |
| Title Company | TITLE SOURCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 817 FLOYD ST JACKSONVILLE FL 32203, JACKSONVILLE, FL 32203 |
| Document Number | 0040811427 |
|---|---|
| Date | May 8, 2018 |
| Book Page | 004081/001427 |
| Instrument | 23451 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 7, 2048 |
| Rate | 3.5% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 24, 2017 |
| Property Address | 817 FLOYD ST, FLEMING ISLAND, FL 32003-8716 |
| Document Number | 0039560629 |
| Book / Page | 003956 / 000629 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 14878 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 31, 2017 |
| Title Company | REALTY TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,854.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 817 FLOYD ST FLEMING ISLAND FL 32003, FLEMING ISLAND, FL 32003 |
| Document Number | 39560630 |
|---|---|
| Date | Mar 24, 2017 |
| Book Page | 003956/000630 |
| Instrument | 14879 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2047 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,810.00 (-1.78%) Homeowner's exemption | $289,967 (+5.99%) | $400,047 (-4.41%) Land $50,000 Building $350,047 |
| 2023 | $3,879.00 (+6.24%) Homeowner's exemption | $273,588 (+3%) | $418,501 (+23%) Land $50,000 Building $368,501 |
| 2022 | $3,651.00 Homeowner's exemption | $265,620 | $340,245 Land $30,000 Building $310,245 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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