900 Floyd St, Fleming Island, FL 32003 Property Records

Clay County property record for 900 Floyd St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 1994
Lot Size	0.351 acres (15,333 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Feb 2019)
Tax Bill	$2,612 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014901-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014901-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,401 sqft Heated Area
Gross Area	2,240 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,333 sqft (0.351 acres)
Lot Dimensions	123 ft deep x 125 ft wide
Garage Area	330 sqft
Porch	Porch
Porch Area	445 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	900 FLOYD ST
City	FLEMING ISLAND
State	FL
Zip	32003-8717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 BLK 13 FLEMING ISLAND ESTATES AS REC O R 4162 PG237
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	FLEMING ISLAND ESTATES
Legal Block	13
Legal Lot Number	1,2 2
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2024
Census Tract	30701

Owner

900 Floyd St is owned and occupied by an individual who bought it in February 2019.

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	900 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2019 · Amount on File
Deed Sale	Feb 4, 2019 · Amount on File
Prior Sale	Jan 13, 2016 · Amount on File
Deed Document Number	2019005887
Deed Book / Page	4162 / 0237
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 4, 2019
Property Address	900 FLOYD ST, FLEMING ISLAND, FL 32003-8717
Document Number	0041620237
Book / Page	4162 / 0237
Map Reference	MB 4 PG 61&62
Instrument Date	Jan 31, 2019
Instrument	2019005887
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	NORTH AMERICAN TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12201 STONEBRIDGE LN APT 301, 12201, CHESTER, VA 23836-7003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 FLOYD ST, FLEMING ISLAND, FL 32003-8717

Mortgage

Document Number	2019005888
Date	Feb 4, 2019
Instrument	2019005888

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 900 Floyd St was $2,612 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,612.00 Homeowner's exemption	$211,422	$288,684 Land $100,000 Building $188,684
2023	$2,753.00 (+7.67%) Homeowner's exemption	$199,480 (+3%)	$299,832 (+29.48%) Land $100,000 Building $199,832
2022	$2,557.00 Homeowner's exemption	$193,670	$231,571 Land $60,000 Building $171,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 900 Floyd St in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 900 Floyd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20