888 Floyd St, Fleming Island, FL 32003 Property Records

Clay County property record for 888 Floyd St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,630 sqft · built 2003
Lot Size	0.253 acres (11,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$224,900 (Jun 2019)
Tax Bill	$1,674 (2025)
Deeds & Mortgages	Jun 2019 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014902-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014902-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,630 sqft Heated Area
Gross Area	2,224 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,064 sqft (0.253 acres)
Lot Dimensions	123 ft deep x 90 ft wide
Garage Area	402 sqft
Porch	Porch
Porch Area	192 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	888 FLOYD ST
City	FLEMING ISLAND
State	FL
Zip	32003-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 3 PT LOT 4 BLK 13 FLEMINGISLAND ESTATES AS REC O R 4201 PG 1281
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	FLEMINGISLAND ESTATES
Legal Block	13
Legal Lot Number	3,4
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2024
Census Tract	30701

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	2 Co-owners on Record
Mailing Address	888 FLOYD ST, FLEMING ISLAND, FL 32003-8716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Jun 13, 2019 · Amount on Record
Deed Sale	Jun 13, 2019 · Amount on Record
Prior Sale	Oct 20, 2003 · Amount on Record
Deed Document Number	2019030557
Deed Book / Page	4201 / 1281
Record Updated	Jun 8, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Jun 13, 2019
Property Address	888 FLOYD ST, FLEMING ISLAND, FL 32003-8716
Document Number	0042011281
Book / Page	4201 / 1281
Map Reference	MB 4 PG 61&62
Instrument Date	Jun 7, 2019
Instrument	2019030557
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	NORTH AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,574.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	920 FLOYD ST, 920, FLEMING ISLAND, FL 32003-8717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	888 FLOYD ST, FLEMING ISLAND, FL 32003-8716

Mortgage

Document Number	0042011283
Date	Jun 13, 2019
Instrument	4201/1283

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2020
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,674.00 (-10.24%) Homeowner's exemption Additional exemption filed	$179,402 (+5.99%)	$281,571 (-4.12%) Land $75,000 Building $206,571
2023	$1,865.00 (+11.01%) Homeowner's exemption Additional exemption filed	$169,268 (+3%)	$293,684 (+27.24%) Land $75,000 Building $218,684
2022	$1,680.00 Homeowner's exemption Additional exemption filed	$164,338	$230,804 Land $45,000 Building $185,804

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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