818 Floyd St, Fleming Island, FL 32003 Property Records

Clay County property record for 818 Floyd St, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,632 sqft · built 1977
Lot Size	0.337 acres (14,723 sqft)
Owner	Individual Name on File
Tax Bill	$1,518 (2025)
Deeds & Mortgages	Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014887-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014887-000-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Heated Area
Gross Area	1,971 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,723 sqft (0.337 acres)
Lot Dimensions	123 ft deep x 120 ft wide
Porch	Porch
Porch Area	89 sqft
Deck Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	818 FLOYD ST
City	FLEMING ISLAND
State	FL
Zip	32003-8716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 & 16 BLK 12 FLEMING ISLESTATES AS REC O R 3942 PG 1743
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	FLEMING ISLESTATES
Legal Block	12
Legal Lot Number	15,16 16
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2025
Census Tract	30701

Owner

818 Floyd St is owned and occupied by an individual who acquired it in December 2024.

Source: Clay County records, as of December 18, 2025

Owner of Record	Individual Name on File
Mailing Address	818 FLOYD ST, FLEMING ISLAND, FL 32003-8716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2024
Deed Sale	Dec 10, 2024
Prior Sale	Aug 19, 2015 · Amount on File
Deed Document Number	2017007007
Deed Book / Page	3942 / 1743
Prior Transfer Date	Feb 9, 2017
Prior Transfer Doc	2017007007
Record Updated	Jun 8, 2026

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY FL
Recording Date	Feb 9, 2017
Property Address	818 FLOYD ST, FLEMING ISLAND, FL 32003-8716
Document Number	0039421743
Book / Page	003942 / 001743
Instrument Date	Feb 7, 2017
Instrument	7007
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	TRADEMARK TITLE SERVICES INC, TRADEMARK TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,274.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	818 FLOYD ST FLEMING ISLAND FL 320038716, FLEMING ISLAND, FL 32003-8716

Mortgage

Document Number	39421745
Date	Feb 9, 2017
Book Page	003942/001745
Instrument	7008

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 8, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 818 Floyd St was $1,518 with exemptions applied.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,518.00 Homeowner's exemption Disabled Person's exemption Widower's exemption	$149,673	$274,257 Land $100,000 Building $174,257
2023	$1,793.00 (+6.22%) Homeowner's exemption Disabled Person's exemption	$141,219 (+3%)	$284,942 (+31.21%) Land $100,000 Building $184,942
2022	$1,688.00 Homeowner's exemption Disabled Person's exemption	$137,106	$217,165 Land $60,000 Building $157,165

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 818 Floyd St in Zone X, an area of minimal flood risk, though there have been 57 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 818 Floyd St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20