Monroe County property record for 839 Ridge Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 6 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,611 sqft Living Area |
| Lot Size | 40,946 sqft (0.94 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $421,500 (2023) |
| Tax Bill | $10,730.00 (2024) |
| Primary APN | 08-20-317-010-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6 Baths |
| Building Area | 2,611 sqft Living Area |
| 1st Floor | 2,611 sqft 1st Floor |
| Basement Area | 2,611 sqft Basement |
| Unfinished Basement | 2,611 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Lot Area | 40,946 sqft (0.94 acres) |
| Garage Area | 849 sqft Garage |
| Cooling System | Central Cooling |
|---|
| Street Address | 839 RIDGE RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3163 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 10 EAST RIDGE 9 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EAST RIDGE |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 26 |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-20-317-010-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 839 RIDGE RD, WATERLOO, IL 62298-3163 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Sep 17, 2020 | Warranty Deed, Construction Loan · Commercial Mortgage CITIZENS BANK OF CHATSWORTH |
| Mar 06, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| Jun 07, 2019 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS COMMUNITY BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 02, 2023 · Amount on Record |
| Deed Sale | Jun 02, 2023 · Amount on Record |
| Prior Sale | Sep 17, 2020 · Amount on Record |
| Deed Doc Number | 2023429219 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 02, 2023 |
| Property Address | 839 RIDGE RD, WATERLOO, IL 62298-3163 |
| Document Number | 0000429219 |
| Instrument Date | May 31, 2023 |
| Instrument | 429219 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 28, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $632.25 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9S663 BROOKBANK RD, WILLOWBROOK, IL 60527-7045 |
| Name | Verified Name |
|---|---|
| Address | 839 RIDGE RD, WATERLOO, IL 62298-3163 |
| Document Number | 0000429220 |
|---|---|
| Date | Jun 02, 2023 |
| Instrument | 429220 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Sep 17, 2020 |
| Property Address | 839 RIDGE RD, WATERLOO, IL 62298-3163 |
| Document Number | 0000411030 |
| Instrument Date | Sep 01, 2020 |
| Instrument | 411030 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $577.50 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9S663 BROOKBANK RD, WILLOWBROOK, IL 60527-7045 |
| Document Number | 0000411031 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 411031 |
| Name | CITIZENS BANK OF CHATSWORTH |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 839 RIDGE RD, WATERLOO, IL 62298-3163 |
| Document Number | 0000407200 |
| Instrument Date | Mar 06, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 839 RIDGE RD WATERLOO IL 62298, WATERLOO, IL 62298 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 07, 2019 |
| Property Address | 839 RIDGE RD, WATERLOO, IL 62298-3163 |
| Document Number | 0000401842 |
| Instrument Date | Jun 03, 2019 |
| Instrument | 401842 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $75.00 |
| Amount Accuracy | Calculated from Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8 COUNTRY LAKES LN, 8, WATERLOO, IL 62298-2901 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 10, WATERLOO, IL 62298-0010 |
| Investor | Possibly a Property Investor |
| Document Number | 0000401843 |
|---|---|
| Date | Jun 07, 2019 |
| Instrument | 401843 |
| Name | CITIZENS COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $195,380 (+37.98%) Land $21,430 Building $173,950 | $586,140 (+37.98%) Land $64,290 Building $521,850 | |
| 2024 | $10,730.00 | ||
| 2022 | $141,600 (+4.56%) Land $18,150 Building $123,450 | $424,800 (+4.56%) Land $54,450 Building $370,350 | |
| 2021 | $135,430 Land $15,560 Building $119,870 | $406,290 Land $46,680 Building $359,610 |
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