1. Home
  2. Illinois
  3. Elgin
  4. Prospect St

834 Prospect St, Elgin, IL 60120 Property Records

Kane County property record for 834 Prospect St, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,541 sqft · built 1900
Lot Size0.263 acres (11,454 sqft)
Owner2 Individual Names on File
Tax Bill$8,550 (2025)
Deeds & MortgagesDec 2025 Second Mortgage
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-12-157-020

Property Details

APN / Parcel Number

Primary APN06-12-157-020

Interior

Full Baths2 Baths
Total Rooms7 Rooms
Stories5 Stories
Building Area2,541 sqft Living Area
Gross Area4,241 sqft
Basement Area1,700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialBrick
Lot Area11,454 sqft (0.263 acres)
Lot Dimensions138 ft deep x 83 ft wide
Garage TypeDetached
Parking Spaces1 Parking Space

Location & Zoning

Street Address834 PROSPECT ST
CityELGIN
StateIL
Zip60120-2920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCONGDONS ADDN LOT 6 & SOUTH 1 ROD OF LOT 7 BLOCK 2
Legal SubdivisionCONGDONS ADDN
Legal Block2
Legal Lot Number6,7
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group2
Census Block2006
Census Tract850800

Owner

Source: Kane County records · APN 06-12-157-020

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address834 PROSPECT ST, ELGIN, IL 60120-2920
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 01, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Feb 18, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 19, 2019Deed of Trust, Mortgage · FHA Mortgage
ROUNDPOINT MORTGAGE SERVICING CORP
Dec 15, 2020Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address834 PROSPECT ST, ELGIN, IL 60120-2920
Transaction TypeMortgage
Record UpdatedDec 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address834 PROSPECT ST, ELGIN, IL 60120-2920

Mortgage

Document Number0000047250
DateDec 01, 2025
Instrument2025K047250
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term324 Months
DueDec 01, 2052
Interest
Rate6.12%

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address834 PROSPECT ST, ELGIN, IL 60120-2920
Transaction TypeMortgage
Record UpdatedFeb 25, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009812
DateFeb 18, 2022
Instrument2022K009812
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address834 PROSPECT ST, ELGIN, IL 60120-2920
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037343
DateAug 19, 2019
Instrument2019K037343
Lender
NameROUNDPOINT MORTGAGE SERVICING CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28217
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address834 PROSPECT ST, ELGIN, IL 60120-2920
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000077935
DateDec 15, 2020
Instrument2020K077935
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,550.00 (+15.87%) Homeowner's exemption$120,076 (+8.57%) Land $21,402 Building $98,674$360,372 (+8.57%) Land $64,232 Building $296,140
2024$110,598 (+21.39%) Land $19,713 Building $90,885$331,927 (+21.44%) Land $59,163 Building $272,764
2022$7,379.00 (+4.46%) Homeowner's exemption$91,107 (+6.96%) Land $16,239 Building $74,868$273,321 (+6.96%) Land $48,717 Building $224,604
2021$7,064.00 Homeowner's exemption$85,178 Land $15,182 Building $69,996$255,534 Land $45,546 Building $209,988

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures