844 Prospect St, Elgin, IL 60120 Property Records

Kane County property record for 844 Prospect St, Elgin, IL 60120 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,016 sqft Living Area
Lot Size	7,632 sqft (0.175 acres)
Garage	Detached
Last Sale	$305,000 (2025)
Tax Bill	$5,355.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-157-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,016 sqft Living Area
Gross Area	1,732 sqft Gross Area
Basement Area	716 sqft Basement
Stories	5 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	7,632 sqft (0.175 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage

Utilities and HVAC

Cooling System	None Cooling
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	844 PROSPECT ST
City	ELGIN
State	IL
Zip	60120-2920
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CONGDONS ADDN NORTH 55 FT LOT 8 BLOCK 2
Legal Subdivision	CONGDONS ADDN
Legal Block	2
Legal Lot Number	8
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	2
Census Block	2006
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-157-018

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	381 S PRAIRIE AVE, ELMHURST, IL 60126-4019
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 21, 2025 · Amount on Record
Deed Sale	May 21, 2025 · Amount on Record
Prior Sale	Aug 23, 2024
Deed Doc Number	202518470
Prior Transfer Date	Aug 09, 2024
Prior Transfer Doc	0000030088
Record Refreshed	Sep 20, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 22, 2017
Property Address	844 PROSPECT ST, ELGIN, IL 60120-2920
Document Number	0000043948
Instrument Date	Aug 14, 2017
Instrument	2017K043948
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$156.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 PROSPECT ST, ELGIN, IL 60120-2920

Mortgage

Document Number	0000043949
Date	Aug 22, 2017
Instrument	2017K043949

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,355.00 (+15.81%)	$78,624 (+9.16%) Land $11,289 Building $67,335	$235,966 (+9.16%) Land $33,881 Building $202,086
2024		$72,024 (+21.39%) Land $10,398 Building $61,626	$216,158 (+21.44%) Land $31,206 Building $184,952
2022	$4,624.00 (+4.78%) Homeowner's exemption	$59,331 (+6.96%) Land $8,566 Building $50,765	$177,993 (+6.96%) Land $25,698 Building $152,295
2021	$4,413.00 Homeowner's exemption	$55,471 Land $8,009 Building $47,462	$166,413 Land $24,027 Building $142,386

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.