833 Prospect St, Elgin, IL 60120 Property Records

Kane County property record for 833 Prospect St, Elgin, IL 60120 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,783 sqft · built 1908
Lot Size	0.263 acres (11,435 sqft)
Owner	2 Individual Names on File
Last Sale	$185,000 (Jan 2024)
Tax Bill	$7,568 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-12-158-005`

Property Details

APN / Parcel Number

Primary APN	`06-12-158-005`

Interior

Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,783 sqft Living Area
Gross Area	2,536 sqft
Basement Area	753 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,435 sqft (0.263 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	833 PROSPECT ST
City	ELGIN
State	IL
Zip	60120-2919
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONGDONS ADDN LOT 19 BLOCK 1
Legal Subdivision	CONGDONS ADDN
Legal Block	1
Legal Lot Number	19
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2005
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-158-005

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	266 N WESLEY DR, ADDISON, IL 60101-2128
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 31, 2024 · Amount on Record
Deed Sale	Jan 31, 2024 · Amount on Record
Deed Document Number	20243283
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 31, 2024
Property Address	833 PROSPECT ST, ELGIN, IL 60120-2919
Document Number	0000003283
Instrument Date	Dec 07, 2023
Instrument	2024K003283
Transaction Type	Transfer
Record Updated	Feb 07, 2024
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	266 N WESLEY DR, ADDISON, IL 60101-2128

Mortgage

Document Number	0000003284
Date	Jan 31, 2024
Instrument	2024K003284

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

Interest

Rate	7.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,568.00 (+35.8%)	$99,210 (+8.57%) Land $21,585 Building $77,625	$297,749 (+8.57%) Land $64,781 Building $232,968
2024		$91,379 (+21.39%) Land $19,881 Building $71,498	$274,247 (+21.44%) Land $59,667 Building $214,580
2022	$5,573.00 (+5.21%) Homeowner's exemption	$75,275 (+6.96%) Land $16,377 Building $58,898	$225,825 (+6.96%) Land $49,131 Building $176,694
2021	$5,297.00 Homeowner's exemption	$70,376 Land $15,311 Building $55,065	$211,128 Land $45,933 Building $165,195

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 592 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Radiate Holdings	Cable	1,500 / 50
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.