Kane County property record for 827 Prospect St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 986 sqft · built 1882 |
| Lot Size | 0.263 acres (11,435 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $115,000 (Oct 2000) |
| Tax Bill | $4,143 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-158-006 |
| Primary APN | 06-12-158-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 986 sqft Living Area |
| Gross Area | 1,646 sqft |
| 1st Floor Area | 986 sqft |
| Basement Area | 660 sqft |
| Year Built | Built 1882 |
|---|---|
| Effective Year Built | Effective 1882 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 11,435 sqft (0.263 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 827 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2919 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONGDONS ADDN LOT 20 BLOCK 1 |
| Legal Subdivision | CONGDONS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 20 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 850800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 827 PROSPECT ST, ELGIN, IL 60120-2919 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2000 · Amount on Record |
| Deed Sale | Oct 12, 2000 · Amount on Record |
| Prior Sale | Jul 20, 1998 · Amount on Record |
| Deed Document Number | 200081585 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,143.00 (+30.98%) Homeowner's exemption Senior Citizen's exemption | $70,309 (+8.57%) Land $21,585 Building $48,724 | $211,011 (+8.57%) Land $64,781 Building $146,230 |
| 2024 | $64,759 (+21.39%) Land $19,881 Building $44,878 | $194,355 (+21.44%) Land $59,667 Building $134,688 | |
| 2022 | $3,163.00 (-8.79%) Homeowner's exemption | $53,346 (+6.96%) Land $16,377 Building $36,969 | $160,038 (+6.96%) Land $49,131 Building $110,907 |
| 2021 | $3,468.00 Homeowner's exemption | $49,874 Land $15,311 Building $34,563 | $149,622 Land $45,933 Building $103,689 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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