Kane County property record for 820 Prospect St, Elgin, IL 60120
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,964 sqft · built 1900 |
| Lot Size | 0.208 acres (9,042 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $167,500 (Aug 2014) |
| Tax Bill | $7,254 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-12-157-022 |
| Primary APN | 06-12-157-022 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,964 sqft Living Area |
| Gross Area | 3,046 sqft |
| Basement Area | 1,082 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 9,042 sqft (0.208 acres) |
| Lot Dimensions | 137 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 820 PROSPECT ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-2920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONGDONS ADDN LOT 4 BLOCK 2 |
| Legal Subdivision | CONGDONS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 850800 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 820 PROSPECT ST, ELGIN, IL 60120-2920 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2014 · Amount on Record |
| Deed Sale | Aug 4, 2014 · Amount on Record |
| Prior Sale | Nov 14, 2011 |
| Deed Document Number | 201438020 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,254.00 (+15.86%) Homeowner's exemption | $103,086 (+8.57%) Land $19,743 Building $83,343 | $309,382 (+8.57%) Land $59,253 Building $250,129 |
| 2024 | $94,949 (+21.39%) Land $18,185 Building $76,764 | $284,961 (+21.44%) Land $54,577 Building $230,384 | |
| 2022 | $6,261.00 (+4.56%) Homeowner's exemption | $78,215 (+6.96%) Land $14,980 Building $63,235 | $234,645 (+6.96%) Land $44,940 Building $189,705 |
| 2021 | $5,988.00 Homeowner's exemption | $73,125 Land $14,005 Building $59,120 | $219,375 Land $42,015 Building $177,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 592 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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