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832 Stable Ridge Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 832 Stable Ridge Ln, Saint Louis, MO 63122

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 6,200 sqft · built 1989
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Dec 2011)
Tax Bill$12,074 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN22O-32-0463

Property Details

APN / Parcel Number

Primary APN22O-32-0463

Interior

Bedrooms5 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms10 Rooms
Stories2 Stories
Building Area6,200 sqft Living Area
Gross Area6,936 sqft
1st Floor Area1,592 sqft
Basement Area1,100 sqft
Finished Basement1,100 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Garage Area736 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Porch Area78 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address832 STABLE RIDGE LN
CitySAINT LOUIS
StateMO
Zip63122-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code32R3
Legal DescriptionWATERFORD PLACE PLAT NO 3 22O320261 12 9 87 LOT 19
Legal SubdivisionWATERFORD PLACE PLAT NO 3
Legal Lot Number19
JurisdictionST LOUIS MO
Township / Civil DivisionBONHOMME
Census Block Group1
Census Block1010
Census Tract218401

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address832 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2011 · Amount on Record
Deed SaleDec 29, 2011 · Amount on Record
Deed Document Number2011696
Deed Book / Page19799 / 1630
Last Transfer DateNov 22, 2019
Transfer Doc0238261923
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address832 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

NameVerified Name
Address832 STABLE RIDGE LN, KIRKWOOD, MO 63122-2200

Mortgage

Document Number0241441369
DateJul 23, 2020
Book Page24144/1369
Instrument2020072300254
Lender
NamePEOPLES NATIONAL BANK NA
TypeBank
AddressMOUNT VERNON, IL 62864
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityKirkwood City
Unified School DistrictKirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$214,420 (-) Land $60,800 Building $153,620$1,128,500 (-) Land $320,000 Building $808,500
2025$12,074.00 (+7.42%)$214,420 (+19.02%) Land $60,800 Building $153,620$1,128,500 (+19.01%) Land $320,000 Building $808,500
2024$11,240.00 (+1.59%)
2023$11,064.00 (+8.13%)$180,160 (+15.59%) Land $41,800 Building $138,360$948,200 (+15.59%) Land $220,000 Building $728,200
2022$10,232.00$155,860 Land $41,800 Building $114,060
2021$820,300 Land $220,000 Building $600,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1979–2015)
Claims Outside the SFHA2 of 7
Most Recent ClaimApr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKWOOD PWS
serves 28,000 people · EPA ID MO6010430
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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