814 Stable Ridge Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 814 Stable Ridge Ln, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 7,244 sqft · built 1987
Lot Size	0.4 acres (17,424 sqft)
Owner	Company Name on Record
Last Sale	$907,384 (Jun 2022)
Tax Bill	$12,235 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22O-32-0436`

Property Details

APN / Parcel Number

Primary APN	`22O-32-0436`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	7,244 sqft Living Area
Gross Area	7,964 sqft
1st Floor Area	2,008 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	17,424 sqft (0.4 acres)
Lot Depth	140 ft Depth
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	630 sqft
Porch	Open Frame Porch
Porch Area	55 sqft
Deck Area	72 sqft
Patio Area	144 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	814 STABLE RIDGE LN
City	SAINT LOUIS
State	MO
Zip	63122-2200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	WATERFORD PLACE PLAT NO 3 12 9 87 LOT 16
Legal Subdivision	WATERFORD PLACE PLAT NO 3
Legal Lot Number	16
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1010
Census Tract	218401

Owner

Source: St. Louis County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	814 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage GOLDMAN SACHS BANK USA
Oct 18, 2019	Deed of Trust, Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2022 · Amount on Record
Deed Sale	Jun 7, 2022 · Amount on Record
Prior Sale	Nov 14, 2012 · Amount on Record
Deed Document Number	202267191
Prior Transfer Date	Jun 2, 2022
Prior Transfer Doc	0000000191
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Jun 7, 2022
Property Address	814 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200
Document Number	2022060700191
Map Reference	MB 257 PG 14
Instrument Date	Jun 2, 2022
Instrument	2022060700191
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NOVARE NATIONAL STLMT SVC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	814 STABLE RIDGE LN, KIRKWOOD, MO 63122-2200

Mortgage

Document Number	2022060700192
Date	Jun 7, 2022
Instrument	2022060700192

Lender

Name	GOLDMAN SACHS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.8%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.8%
Index	Other
Margin	3
Max Rate	8.8%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	814 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200
Document Number	0237660495
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	CLEAR TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	814 STABLE RIDGE LN ST LOUIS MO 631222200, ST LOUIS, MO 63122-2200

Mortgage

Document Number	0237660495
Date	Oct 29, 2019
Book Page	023766/000495
Instrument	1008

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 28, 2034

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,290 (-) Land $64,680 Building $152,610	$1,143,600 (-) Land $340,400 Building $803,200
2025	$12,235.00 (+13.87%)	$217,290 (+26.18%) Land $64,680 Building $152,610	$1,143,600 (+26.18%) Land $340,400 Building $803,200
2024	$10,745.00 (+1.59%)
2023	$10,577.00 (-14.05%)	$172,200 (-8.14%) Land $44,460 Building $127,740	$906,300 (-8.14%) Land $234,000 Building $672,300
2022	$12,306.00	$187,450 Land $44,460 Building $142,990
2021			$986,600 Land $234,000 Building $752,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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