841 Stable Ridge Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 841 Stable Ridge Ln, Saint Louis, MO 63122

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,664 sqft · built 1987
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (Jan 1998)
Tax Bill	$10,067 (2025)
Deeds & Mortgages	Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22O-32-0591`

Property Details

APN / Parcel Number

Primary APN	`22O-32-0591`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,664 sqft Living Area
Gross Area	4,706 sqft
1st Floor Area	1,511 sqft
Basement Area	270 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	118 ft deep x 118 ft wide
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Porch	Stoop
Porch Area	27 sqft
Patio Area	102 sqft
Balcony Area	64 sqft
Poultry House	52 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	841 STABLE RIDGE LN
City	SAINT LOUIS
State	MO
Zip	63122-2272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	32R3
Legal Description	WATERFORD PLACE PLAT NO 3 12 9 87 LOT 32
Legal Subdivision	WATERFORD PLACE PLAT NO 3
Legal Lot Number	32
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	1
Census Block	1012
Census Tract	218401

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	841 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 1998 · Amount on Record
Deed Sale	Jan 15, 1998 · Amount on Record
Deed Document Number	1998361
Deed Book / Page	1422 / 1507
Prior Transfer Date	Jan 13, 1998
Prior Transfer Doc	0000000361
Record Updated	Oct 29, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	841 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2272
Document Number	0223570439
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	841 STABLE RIDGE LN KIRKWOOD MO 631222272, KIRKWOOD, MO 63122-2272

Mortgage

Document Number	0223570439
Date	Jan 12, 2017
Book Page	022357/000439
Instrument	166

Lender

Name	PNC BK
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	432 Months
Due	Jan 11, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Kirkwood City
Unified School District	Kirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,740 (-) Land $60,950 Building $148,790	$1,103,900 (-) Land $320,800 Building $783,100
2025	$10,067.00 (-0.33%)	$209,740 (+29.6%) Land $60,950 Building $148,790	$1,103,900 (+29.6%) Land $320,800 Building $783,100
2024	$10,100.00 (+1.59%)
2023	$9,942.00 (+2.57%)	$161,840 (+9.61%) Land $41,910 Building $119,930	$851,800 (+9.61%) Land $220,600 Building $631,200
2022	$9,693.00	$147,650 Land $41,910 Building $105,740
2021			$777,100 Land $220,600 Building $556,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1979–2015)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430
Water Source	Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Stable Ridge Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures