St. Louis County property record for 844 Stable Ridge Ln, Saint Louis, MO 63122
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 6,020 sqft · built 1987 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | Company Name on Record |
| Last Sale | $566,500 (Sep 2001) |
| Tax Bill | $9,990 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22O-32-0481 |
| Primary APN | 22O-32-0481 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 6,020 sqft Living Area |
| Gross Area | 6,739 sqft |
| 1st Floor Area | 1,511 sqft |
| Basement Area | 1,300 sqft |
| Finished Basement | 1,300 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 667 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
|---|---|
| Porch Area | 27 sqft |
| Patio Area | 888 sqft |
| Balcony Area | 32 sqft |
| Poultry House | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 844 STABLE RIDGE LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63122-2200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 32R3 |
| Legal Description | WATERFORD PLACE PLAT NO 3 12 9 87 LOT 21 |
| Legal Subdivision | WATERFORD PLACE PLAT NO 3 |
| Legal Lot Number | 21 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | BONHOMME |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 218401 |
Source: St. Louis County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 844 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2001 · Amount on Record |
| Deed Sale | Sep 12, 2001 · Amount on Record |
| Deed Document Number | 2001918 |
| Deed Book / Page | 13267 / 938 |
| Last Transfer Date | Dec 3, 2003 |
| Transfer Doc | 0000000271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 844 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2021 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|---|
| Address | 844 STABLE RIDGE LN, KIRKWOOD, MO 63122-2200 |
| Document Number | 0250441564 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 25044/1564 |
| Instrument | 2021081100273 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Kirkwood City |
| Unified School District | Kirkwood R-VII School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $206,230 (-) Land $60,800 Building $145,430 | $1,085,400 (-) Land $320,000 Building $765,400 | |
| 2025 | $9,990.00 (-0.33%) | $206,230 (+28.4%) Land $60,800 Building $145,430 | $1,085,400 (+28.4%) Land $320,000 Building $765,400 |
| 2024 | $10,023.00 (+1.59%) | ||
| 2023 | $9,866.00 (+4.23%) | $160,610 (+11.39%) Land $41,800 Building $118,810 | $845,300 (+11.38%) Land $220,000 Building $625,300 |
| 2022 | $9,466.00 | $144,190 Land $41,800 Building $102,390 | |
| 2021 | $758,900 Land $220,000 Building $538,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1979–2015) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KIRKWOOD PWS serves 28,000 people · EPA ID MO6010430 |
|---|---|
| Water Source | Purchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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