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820 Stable Ridge Ln, Saint Louis, MO 63122 Property Records

St. Louis County property record for 820 Stable Ridge Ln, Saint Louis, MO 63122

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 6,035 sqft · built 1987
Lot Size0.57 acres (24,829 sqft)
Owner2 Individual Names on Record
Tax Bill$11,336 (2025)
Deeds & MortgagesMar 2022 Sale
Flood ZoneZone X (minimal risk)
APN22O-32-0445

Property Details

APN / Parcel Number

Primary APN22O-32-0445

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Plumbing Fixtures19 Plumbing Fixtures
Total Rooms9 Rooms
Stories1 Story
Building Area6,035 sqft Living Area
Gross Area6,515 sqft
1st Floor Area1,504 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area24,829 sqft (0.57 acres)
Lot Dimensions170 ft deep x 146 ft wide
View / LotCul-De-Sac
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area663 sqft
Deck Area579 sqft
Patio Area513 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address820 STABLE RIDGE LN
CitySAINT LOUIS
StateMO
Zip63122-2200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionWATERFORD PLACE PLAT NO 3 LOT 17 22O320261 12 9 87
Legal SubdivisionWATERFORD PLACE PLAT NO 3
Legal Lot Number17
JurisdictionST LOUIS MO
Township / Civil DivisionBONHOMME
Census Block Group1
Census Block1010
Census Tract218401

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address820 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMar 14, 2022
Transfer Doc0254041916
Record UpdatedOct 29, 2026

March 2022: Beneficiary Deed, Transfer

Document TypeBeneficiary Deed
JurisdictionST LOUIS MO
Recording DateMar 16, 2022
Property Address820 STABLE RIDGE LN, SAINT LOUIS, MO 63122-2200
Document Number0254041916
Book / Page25404 / 1916
Map ReferenceMB 257 PG 14
Instrument DateMar 14, 2022
Instrument2022031600458
Transaction TypeTransfer
Record UpdatedJun 29, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address820 STABLE RIDGE LN, 820, KIRKWOOD, MO 63122-2200

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address820 STABLE RIDGE LN, KIRKWOOD, MO 63122-2200

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityKirkwood City
Unified School DistrictKirkwood R-VII School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$230,030 (-) Land $75,730 Building $154,300$1,210,700 (-) Land $398,600 Building $812,100
2025$11,336.00 (-0.35%)$230,030 (+26.15%) Land $75,730 Building $154,300$1,210,700 (+26.15%) Land $398,600 Building $812,100
2024$11,376.00 (+1.59%)
2023$11,198.00 (+15.1%)$182,340 (+23.04%) Land $52,060 Building $130,280$959,700 (+23.04%) Land $274,000 Building $685,700
2022$9,729.00$148,200 Land $52,060 Building $96,140
2021$780,000 Land $274,000 Building $506,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims7 (1979–2015)
Claims Outside the SFHA2 of 7
Most Recent ClaimApr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKIRKWOOD PWS
serves 28,000 people · EPA ID MO6010430
Water SourcePurchased surface water from MO AMERICAN ST LOUIS ST CHARLES COUNTIES
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: Wisper ISP.

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