Schenectady County and Schenectady City property record for 826 Union St, Schenectady, NY 12308
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3,060 sqft · built 1984 |
| Lot Size | 0.267 acres (11,625 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $345,000 (Sep 2024) |
| Tax Bill | $9,147 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.74-2-7 |
| Primary APN | 421500 39.74-2-7 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,060 sqft Gross Area |
| Basement Area | 1,530 sqft |
| Unfinished Basement | 1,530 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 11,625 sqft (0.267 acres) |
| Lot Dimensions | 150 ft deep x 90 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 174 sqft |
| Cooling System | Partial |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 826 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3104 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WD AND BRK |
| Legal Block | 2 |
| Legal Lot Number | 7.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 20800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Schenectady County and Schenectady City records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 BRADT RD, REXFORD, NY 12148-1103 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 6, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST NATIONAL BANK OF SCOTIA |
| Oct 3, 2018 | Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF SCOTIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2024 · Amount on Record |
| Deed Sale | Sep 27, 2024 · Amount on Record |
| Prior Sale | Oct 17, 2023 · Amount on Record |
| Deed Document Number | 202457377 |
| Deed Book / Page | 2138 / 603 |
| Prior Transfer Date | Sep 25, 2023 |
| Prior Transfer Doc | 0000058584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 6, 2023 |
| Property Address | 826 UNION ST, SCHENECTADY, NY 12308-3104 |
| Document Number | 0000006695 |
| Book / Page | 2102 / 252 |
| Instrument Date | Jan 26, 2023 |
| Instrument | 202306695 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 826 UNION ST, SCHENECTADY, NY 12308-3104 |
| Name | Verified Name |
|---|---|
| Address | 826 UNION ST, SCHENECTADY, NY 12308-3104 |
| Document Number | 0000006700 |
|---|---|
| Date | Feb 6, 2023 |
| Instrument | 202306700 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 826 UNION ST, SCHENECTADY, NY 12308-3104 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000043894 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 4868/976 |
| Instrument | 201843894 |
| Name | FIRST NATIONAL BANK OF SCOTIA |
|---|---|
| Type | Bank |
| Address | SCHENECTADY, NY 12302 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,147.00 (+3.92%) | $183,200 (-) Land $27,200 Building $156,000 | $303,361 (+30.82%) Land $45,040 Building $258,321 |
| 2023 | $183,200 (-) Land $27,200 Building $156,000 | $231,899 (+3.8%) Land $34,430 Building $197,469 | |
| 2022 | $183,200 Land $27,200 Building $156,000 | $223,415 Land $33,171 Building $190,244 | |
| 2021 | $8,802.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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