Schenectady County and Schenectady City property record for 831 Union St, Schenectady, NY 12308
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,474 sqft · built 1984 |
| Lot Size | 0.219 acres (9,555 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $255,000 (Jun 2020) |
| Tax Bill | $11,651 (2026) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.74-1-61 |
| Primary APN | 421500 39.74-1-61 |
|---|---|
| Alternative APN |
|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,474 sqft Gross Area |
| Basement Area | 1,737 sqft |
| Unfinished Basement | 1,737 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 9,555 sqft (0.219 acres) |
| Lot Dimensions | 195 ft deep x 49 ft wide |
| Garage Type | Detached |
| Garage Area | 1,278 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Slab |
| Porch Area | 661 sqft |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 831 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3192 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 BRICK AND LAND IN REAR |
| Legal Block | 1 |
| Legal Lot Number | 61.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 33400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 484 STATE ROUTE 146, B, ALTAMONT, NY 12009-4414 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on Record |
| Deed Sale | Jun 8, 2020 · Amount on Record |
| Prior Sale | Dec 17, 2007 · Amount on Record |
| Deed Document Number | 202016247 |
| Deed Book / Page | 2036 / 9 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jun 8, 2020 |
| Property Address | 831 UNION ST, SCHENECTADY, NY 12308-3192 |
| Document Number | 0000016247 |
| Book / Page | 2036 / 9 |
| Instrument Date | May 29, 2020 |
| Instrument | 202016247 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | A & G TITLE & SETMNT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,020.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 40 ASHDOWN RD, 40, BALLSTON LAKE, NY 12019-2313 |
| Name | Verified Name |
|---|---|
| Address | 570 SHAKER RUN, ALBANY, NY 12205-2447 |
| Document Number | 0000016248 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 202016248 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,651.00 (+1.02%) | ||
| 2025 | $11,533.00 (+9.32%) | $211,700 (-) Land $24,500 Building $187,200 | $350,555 (+30.82%) Land $40,570 Building $309,985 |
| 2023 | $211,700 (-) Land $24,500 Building $187,200 | $267,975 (+3.8%) Land $31,013 Building $236,962 | |
| 2022 | $211,700 Land $24,500 Building $187,200 | $258,171 Land $29,878 Building $228,293 | |
| 2021 | $10,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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